Al Mashriq Insurance Co (XPAE:MIC) ROE % Adjusted to Book Value: 3.65% (As of Dec. 2025)


XPAE:MIC Al Mashriq Insurance Co XPAE:MIC
81 GF Score
Price $2.05
GF Value $2.89
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Al Mashriq Insurance Co ROE % Adjusted to Book Value?

Al Mashriq Insurance Co XPAE:MIC 81 ROE % Adjusted to Book Value is 3.65% as of Dec. 2025. GuruFocus rates XPAE:MIC with a GF Score™ of 81/100 and a GF Value™ of $2.89 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Al Mashriq Insurance Co's ROE % for the quarter that ended in Dec. 2025 was 3.87%. Al Mashriq Insurance Co's PB Ratio for the quarter that ended in Dec. 2025 was 1.06. Al Mashriq Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 3.65%.


Al Mashriq Insurance Co ROE % Adjusted to Book Value Related Terms


Al Mashriq Insurance Co ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Al Mashriq Insurance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Mashriq Insurance Co ROE % Adjusted to Book Value Chart

Al Mashriq Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.18 13.73 4.79 5.66 2.31

Al Mashriq Insurance Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.06 3.65 -0.48 1.60 3.65

XPAE:MIC vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Al Mashriq Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Mashriq Insurance Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Mashriq Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Al Mashriq Insurance Co's ROE % Adjusted to Book Value falls into.


XPAE:MIC
81GF Score
Al Mashriq Insurance Co XPAE:MIC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Mashriq Insurance Co ROE % Adjusted to Book Value Calculation

Al Mashriq Insurance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.45% / 1.06
=2.31%

Al Mashriq Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.87% / 1.06
=3.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.65% mean?
Al Mashriq Insurance Co (XPAE:MIC) has a ROE % Adjusted to Book Value of 3.65% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Al Mashriq Insurance Co and its competitors.
Is Al Mashriq Insurance Co's ROE % Adjusted to Book Value too high?
Al Mashriq Insurance Co's current ROE % Adjusted to Book Value is 3.65%. Overall, Al Mashriq Insurance Co has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Mashriq Insurance Co's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Al Mashriq Insurance Co's ROE % Adjusted to Book Value of 3.65% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Al Mashriq Insurance Co and its competitors. Al Mashriq Insurance Co's current ROE % Adjusted to Book Value is 3.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Mashriq Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al Mashriq Insurance Co (XPAE:MIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.89, compared to a current price of $2.05 — trading 29.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 3.65%. Al Mashriq Insurance Co's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Al Mashriq Insurance Co (XPAE:MIC), the current ROE % Adjusted to Book Value is 3.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Mashriq Insurance Co (XPAE:MIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al Mashriq Insurance Co stock appears to be undervalued. The current stock price of $2.05 is trading 29.1% below its estimated GF Value™ of $2.89. GuruFocus considers Al Mashriq Insurance Co to be Modestly Undervalued.

Key valuation signals for XPAE:MIC:

  • ROE % Adjusted to Book Value: 3.65%
  • GF Value™: $2.89 vs. price of $2.05 (29.1% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the XPAE:MIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Mashriq Insurance Co Business Description

Address Al-Idrisi Street, Al-Mashreq Building, Al-Nahda neighborhood, Al-Masyoun, Ramallah, PSE
Al Mashriq Insurance Co is engaged in the provision of insurance, re-insurance related services. Its products are Engineering Insurance, General Accident Insurance, Personal Insurance, Marine Insurance, Fire Insurance, Vehicle Insurance, Propety Insurance, Civil Liability Insurance and Travel Insurance.
81GF Score

Get the complete analysis for XPAE:MIC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.05
Price
$2.89
GF Value