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Al Mashriq Insurance CoXPAE:MIC 79 Return-on-Tangible-Asset is 1.41% as of Dec. 2025, which is 40% below its 10-year median of 2.36. GuruFocus rates XPAE:MIC with a GF Score™ of 79/100 and a GF Value™ of $2.90 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, Al Mashriq Insurance Co ranks worse than 73.07% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Al Mashriq Insurance Co's annualizedNet Income for the quarter that ended in Dec. 2025 was $0.71 Mil. Al Mashriq Insurance Co's average total tangible assets for the quarter that ended in Dec. 2025 was $50.40 Mil. Therefore, Al Mashriq Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 1.41%.
The historical rank and industry rank for Al Mashriq Insurance Co's Return-on-Tangible-Asset or its related term are showing as below:
XPAE:MIC'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.88 Med: 2.36 Max: 6.39
Current: 0.99
During the past 13 years, Al Mashriq Insurance Co's highest Return-on-Tangible-Asset was 6.39%. The lowest was 0.88%. And the median was 2.36%.
XPAE:MIC's Return-on-Tangible-Asset is ranked worse than 73.07% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs XPAE:MIC: 0.99
Al Mashriq Insurance Co (XPAE:MIC) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Al Mashriq Insurance Co Return-on-Tangible-Asset Related Terms
Al Mashriq Insurance Co Return-on-Tangible-Asset Historical Data
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The historical data trend for Al Mashriq Insurance Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Mashriq Insurance Co Return-on-Tangible-Asset Chart
XPAE:MIC vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Al Mashriq Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Mashriq Insurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Mashriq Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Al Mashriq Insurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 1.41% mean?
Al Mashriq Insurance Co (XPAE:MIC) has a Return-on-Tangible-Asset of 1.41% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Mashriq Insurance Co and its competitors. This is 40% below median its historical median of 2.36. Over the past decade, Al Mashriq Insurance Co's Return-on-Tangible-Asset has ranged from 0.88 to 6.39. According to the industry distribution chart, Al Mashriq Insurance Co ranks #369 out of 505 companies in the Insurance industry, placing it in the top 73.1%.
Is Al Mashriq Insurance Co's Return-on-Tangible-Asset too high?
Al Mashriq Insurance Co's current Return-on-Tangible-Asset of 1.41% is 40% below median its 10-year median of 2.36. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 6.39. The Insurance industry median Return-on-Tangible-Asset is 2.88. Al Mashriq Insurance Co's value of 1.41% is 51% below this industry median. Based on the distribution chart, Al Mashriq Insurance Co ranks #369 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Mashriq Insurance Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Mashriq Insurance Co's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Mashriq Insurance Co ranks #369 out of 505 companies for Return-on-Tangible-Asset. This places Al Mashriq Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Al Mashriq Insurance Co's value of 1.41% is 51% below this benchmark. Historically, Al Mashriq Insurance Co's own Return-on-Tangible-Asset has ranged from 0.88 to 6.39 over the past decade. While the company's 10-year median is 2.36 vs. the industry median of 2.88, Al Mashriq Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Mashriq Insurance Co's current Return-on-Tangible-Asset of 1.41% is 51% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Mashriq Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Mashriq Insurance Co's current Return-on-Tangible-Asset is 1.41%, which is 40% below median its own 10-year median of 2.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Mashriq Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al Mashriq Insurance Co (XPAE:MIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.90, compared to a current price of $2.05 — trading 29.3% below its estimated fair value. The current Return-on-Tangible-Asset is 1.41%, which is 40% below median its 10-year median of 2.36 and 51% below the Insurance industry median of 2.88. Al Mashriq Insurance Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Al Mashriq Insurance Co (XPAE:MIC), the current Return-on-Tangible-Asset is 1.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Mashriq Insurance Co (XPAE:MIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Mashriq Insurance Co stock appears to be undervalued.
The current stock price of $2.05 is trading 29.3% below its estimated GF Value™ of $2.90.
GuruFocus considers Al Mashriq Insurance Co to be Modestly Undervalued.
Key valuation signals for XPAE:MIC:
Return-on-Tangible-Asset: 1.41% (40% below median its 10-year median of 2.36)
GF Value™: $2.90 vs. price of $2.05 (29.3% below fair value)
Industry Position: 51% below the Insurance median (#369 of 505)
No single metric tells the full story. See the XPAE:MIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Mashriq Insurance Co is engaged in the provision of insurance, re-insurance related services. Its products are Engineering Insurance, General Accident Insurance, Personal Insurance, Marine Insurance, Fire Insurance, Vehicle Insurance, Propety Insurance, Civil Liability Insurance and Travel Insurance.
79GF Score
Get the complete analysis for XPAE:MIC
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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