Amen Bank (XTUN:AB) Net Margin %: 40.11% (As of Jun. 2023)


XTUN:AB Amen Bank SA XTUN:AB
26 GF Score
Price TND67.00
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What is Amen Bank Net Margin %?

Amen Bank XTUN:AB 26 Net Margin % is 40.11% as of Jun. 2023. GuruFocus rates XTUN:AB with a GF Score™ of 26/100.

Net margin is calculated as Net Income divided by its Revenue. Amen Bank's Net Income for the six months ended in Jun. 2023 was TND112.6 Mil. Amen Bank's Revenue for the six months ended in Jun. 2023 was TND280.7 Mil. Therefore, Amen Bank's net margin for the quarter that ended in Jun. 2023 was 40.11%.

The historical rank and industry rank for Amen Bank's Net Margin % or its related term are showing as below:


XTUN:AB's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Amen Bank  (XTUN:AB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Amen Bank Net Margin % Related Terms

Amen Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Amen Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amen Bank Net Margin % Chart

Amen Bank Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.40 36.64 24.92 30.45 31.17

Amen Bank Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.94 29.96 34.39 27.96 40.11

XTUN:AB vs USB, PNC, TFC: Net Margin % Comparison

For the Banks - Regional subindustry, Amen Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Amen Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Amen Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Amen Bank's Net Margin % falls into.


XTUN:AB
26GF Score
Amen Bank SA XTUN:AB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Amen Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Amen Bank's Net Margin for the fiscal year that ended in Dec. 2022 is calculated as

Net Margin=Net Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=152.578/489.473
=31.17 %

Amen Bank's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=112.604/280.723
=40.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 40.11% mean?
Amen Bank (XTUN:AB) has a Net Margin % of 40.11% as of Jun. 2023. Net margin is the ratio of total net income to net sales. View historical data on Amen Bank and its competitors.
Is Amen Bank's Net Margin % too high?
Amen Bank's current Net Margin % is 40.11%. The Banks industry median Net Margin % is 26.95. Amen Bank's value of 40.11% is 48.8% above this industry median. Overall, Amen Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Amen Bank's Net Margin % compare to USB and PNC?
Amen Bank's Net Margin % of 40.11% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Amen Bank's value of 40.11% is 48.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amen Bank's current Net Margin % of 40.11% is 48.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Amen Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amen Bank's current Net Margin % is 40.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amen Bank stock overvalued right now?
Amen Bank (XTUN:AB) has a current Net Margin % of 40.11%. The current Net Margin % is 40.11% and 48.8% above the Banks industry median of 26.95. Amen Bank's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Amen Bank (XTUN:AB), the current Net Margin % is 40.11% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amen Bank Business Description

Address Avenue Mohamed V, Tunis, TUN, 1002
Amen Bank SA provides banking services. It provides consulting and wealth management-related assistance, financial management, fund management, and advisory services to individuals and businesses.
26GF Score

Get the complete analysis for XTUN:AB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND67.00
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