Amen Bank (XTUN:AB) Selling, General, & Admin. Expense: TND47.6 Mil (TTM As of Jun. 2023)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:AB Amen Bank SA XTUN:AB
26 GF Score
Price TND99.00
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What is Amen Bank Selling, General, & Admin. Expense?

Amen Bank XTUN:AB +4.82% 26 Selling, General, & Admin. Expense is TND47.6 Mil as of Jun. 2023. GuruFocus rates XTUN:AB with a GF Score™ of 26/100.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Amen Bank's selling, general, & admin. expense for the six months ended in Jun. 2023 was TND24.2 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2023 was TND47.6 Mil.


Amen Bank  (XTUN:AB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Amen Bank Selling, General, & Admin. Expense Related Terms


Amen Bank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Amen Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amen Bank Selling, General, & Admin. Expense Chart

Amen Bank Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.83 39.82 42.48 46.52 45.65

Amen Bank Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.89 25.63 22.23 23.42 24.19

XTUN:AB vs USB, PNC, TFC: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Amen Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amen Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Amen Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Amen Bank's Selling, General, & Admin. Expense falls into.


XTUN:AB
26GF Score
Amen Bank SA XTUN:AB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Amen Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2023 adds up the semi-annually data reported by the company within the most recent 12 months, which was TND47.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of TND47.6 Mil mean?
Amen Bank (XTUN:AB) has a Selling, General, & Admin. Expense of TND47.6 Mil as of Jun. 2023. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Amen Bank and its competitors.
Is Amen Bank's Selling, General, & Admin. Expense too high?
Amen Bank's current Selling, General, & Admin. Expense is TND47.6 Mil. Overall, Amen Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Amen Bank's Selling, General, & Admin. Expense compare to USB and PNC?
Amen Bank's Selling, General, & Admin. Expense of TND47.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Amen Bank and its competitors. Amen Bank's current Selling, General, & Admin. Expense is TND47.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amen Bank stock overvalued right now?
Amen Bank (XTUN:AB) has a current Selling, General, & Admin. Expense of TND47.6 Mil. The current Selling, General, & Admin. Expense is TND47.6 Mil. Amen Bank's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Amen Bank (XTUN:AB), the current Selling, General, & Admin. Expense is TND47.6 Mil as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amen Bank Business Description

Address Avenue Mohamed V, Tunis, TUN, 1002
Amen Bank SA provides banking services. It provides consulting and wealth management-related assistance, financial management, fund management, and advisory services to individuals and businesses.
26GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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