Amen Bank (XTUN:AB) Pretax Margin %: 43.08% (As of Jun. 2023)


XTUN:AB Amen Bank SA XTUN:AB
26 GF Score
Price TND67.00
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What is Amen Bank Pretax Margin %?

Amen Bank XTUN:AB 26 Pretax Margin % is 43.08% as of Jun. 2023. GuruFocus rates XTUN:AB with a GF Score™ of 26/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Amen Bank's Pre-Tax Income for the six months ended in Jun. 2023 was TND120.9 Mil. Amen Bank's Revenue for the six months ended in Jun. 2023 was TND280.7 Mil. Therefore, Amen Bank's pretax margin for the quarter that ended in Jun. 2023 was 43.08%.

The historical rank and industry rank for Amen Bank's Pretax Margin % or its related term are showing as below:


XTUN:AB's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.88
* Ranked among companies with meaningful Pretax Margin % only.

Amen Bank  (XTUN:AB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Amen Bank Pretax Margin % Related Terms

Amen Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Amen Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amen Bank Pretax Margin % Chart

Amen Bank Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.41 41.02 34.09 36.26 37.86

Amen Bank Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.87 39.66 36.38 39.34 43.08

XTUN:AB vs USB, PNC, TFC: Pretax Margin % Comparison

For the Banks - Regional subindustry, Amen Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Amen Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Amen Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Amen Bank's Pretax Margin % falls into.


XTUN:AB
26GF Score
Amen Bank SA XTUN:AB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Amen Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Amen Bank's Pretax Margin for the fiscal year that ended in Dec. 2022 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=185.324/489.473
=37.86 %

Amen Bank's Pretax Margin for the quarter that ended in Jun. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=120.928/280.723
=43.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 43.08% mean?
Amen Bank (XTUN:AB) has a Pretax Margin % of 43.08% as of Jun. 2023. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Amen Bank and its competitors.
Is Amen Bank's Pretax Margin % too high?
Amen Bank's current Pretax Margin % is 43.08%. The Banks industry median Pretax Margin % is 34.88. Amen Bank's value of 43.08% is 23.5% above this industry median. Overall, Amen Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Amen Bank's Pretax Margin % compare to USB and PNC?
Amen Bank's Pretax Margin % of 43.08% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.88. Amen Bank's value of 43.08% is 23.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amen Bank's current Pretax Margin % of 43.08% is 23.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Amen Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amen Bank's current Pretax Margin % is 43.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amen Bank stock overvalued right now?
Amen Bank (XTUN:AB) has a current Pretax Margin % of 43.08%. The current Pretax Margin % is 43.08% and 23.5% above the Banks industry median of 34.88. Amen Bank's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Amen Bank (XTUN:AB), the current Pretax Margin % is 43.08% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amen Bank Business Description

Address Avenue Mohamed V, Tunis, TUN, 1002
Amen Bank SA provides banking services. It provides consulting and wealth management-related assistance, financial management, fund management, and advisory services to individuals and businesses.
26GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND67.00
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