GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Capital One Financial Corp (NYSE:COFpD.CL.PFD) » Definitions » Net Charge Offs to Average Loans %

Capital One Financial (Capital One Financial) Net Charge Offs to Average Loans % : 0.00% (As of . 20)


View and export this data going back to 2014. Start your Free Trial

What is Capital One Financial Net Charge Offs to Average Loans %?

Net Charge Offs to Average Loans % is the net charge-offs divided by the average total loans during a specific period. This ratio measures the proportion of debt owed to a company that is unlikely to be recovered. A higher ratio means there’s more bad debt that is unlikely to be collected, which leads investors to believe it has a very risky portfolio.

The historical rank and industry rank for Capital One Financial's Net Charge Offs to Average Loans % or its related term are showing as below:

COFpD.CL.PFD's Net Charge Offs to Average Loans % is not ranked *
in the Credit Services industry.
Industry Median:
* Ranked among companies with meaningful Net Charge Offs to Average Loans % only.

Capital One Financial Net Charge Offs to Average Loans % Historical Data

The historical data trend for Capital One Financial's Net Charge Offs to Average Loans % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Capital One Financial Net Charge Offs to Average Loans % Chart



Capital One Financial  (NYSE:COFpD.CL.PFD) Net Charge Offs to Average Loans % Calculation

Net Charge Offs to Average Loans % is calculated as

Net Charge Offs to Average Loans %=Net Charge-offs / Average Total Loans

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Capital One Financial  (NYSE:COFpD.CL.PFD) Net Charge Offs to Average Loans % Explanation

A Net Charge-off (NCO) is the dollar amount representing the difference between gross charge-offs and any subsequent recoveries of delinquent debt. The bad debt often needs to be written off and classified as gross charge-off. If any money is recovered from that debt, the recovered amount needs to be subtracted from gross charge-off, which is how we get the net charge-off.

Net Charge Offs to Average Loans % represents the amount of debt that a company believes it will never collect and is an indicator of a financial institution's loan portfolio performance. A higher ratio, especially when compared to the previous period or to other banks, would suggest that there’s more bad debt that is unlikely to be collected and the loan portfolio may be too risky.


Capital One Financial Net Charge Offs to Average Loans % Related Terms

Thank you for viewing the detailed overview of Capital One Financial's Net Charge Offs to Average Loans % provided by GuruFocus.com. Please click on the following links to see related term pages.


Capital One Financial (Capital One Financial) Business Description

Address
1680 Capital One Drive, McLean, VA, USA, 22102
Capital One is a diversified financial services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending.