Card Factory (STU:0CT) Total Noninterest Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:0CT Card Factory PLC STU:0CT
78 GF Score
Price €0.88
GF Value €1.29
! 4 Warning Signs
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What is Card Factory Total Noninterest Expense?

Total Noninterest Expense only applies to banks.

STU:0CT
78GF Score
Card Factory PLC STU:0CT
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Card Factory (STU:0CT) Overvalued in 2026?

Based on GuruFocus' analysis, Card Factory stock appears to be undervalued. The current stock price of €0.88 is trading 31.9% below its estimated GF Value™ of €1.29.

Key valuation signals for STU:0CT:

  • Total Noninterest Expense:
  • GF Value™: €1.29 vs. price of €0.88 (31.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the STU:0CT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Card Factory Business Description

Other Exchanges CRFCF:USACARDl:UKCARD:UK
Address Century House, Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, GBR, WF2 0XG
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
78GF Score

Get the complete analysis for STU:0CT

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.88
Price
€1.29
GF Value