Card Factory (STU:0CT) Asset Turnover: 0.51 (As of Jan. 2026)


STU:0CT Card Factory PLC STU:0CT
79 GF Score
Price €0.77
GF Value €1.28
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Card Factory Asset Turnover?

Card Factory STU:0CT -2.40% 79 Asset Turnover is 0.51 as of Jan. 2026. GuruFocus rates STU:0CT with a GF Score™ of 79/100 and a GF Value™ of €1.28 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Card Factory's Revenue for the six months ended in Jan. 2026 was €385.9 Mil. Card Factory's Total Assets for the quarter that ended in Jan. 2026 was €750.2 Mil. Therefore, Card Factory's Asset Turnover for the quarter that ended in Jan. 2026 was 0.51.

Asset Turnover is linked to ROE % through Du Pont Formula. Card Factory's annualized ROE % for the quarter that ended in Jan. 2026 was 14.75%. It is also linked to ROA % through Du Pont Formula. Card Factory's annualized ROA % for the quarter that ended in Jan. 2026 was 7.86%.

Card Factory  (STU:0CT) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Card Factory's annulized ROE % for the quarter that ended in Jan. 2026 is

ROE %**(Q: Jan. 2026 )
=Net Income/Total Stockholders Equity
=58.96/399.8025
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(58.96 / 771.772)*(771.772 / 750.221)*(750.221/ 399.8025)
=Net Margin %*Asset Turnover*Equity Multiplier
=7.64 %*1.0287*1.8765
=ROA %*Equity Multiplier
=7.86 %*1.8765
=14.75 %

Note: The Net Income data used here is two times the semi-annual (Jan. 2026) net income data. The Revenue data used here is two times the semi-annual (Jan. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Card Factory's annulized ROA % for the quarter that ended in Jan. 2026 is

ROA %(Q: Jan. 2026 )
=Net Income/Total Assets
=58.96/750.221
=(Net Income / Revenue)*(Revenue / Total Assets)
=(58.96 / 771.772)*(771.772 / 750.221)
=Net Margin %*Asset Turnover
=7.64 %*1.0287
=7.86 %

Note: The Net Income data used here is two times the semi-annual (Jan. 2026) net income data. The Revenue data used here is two times the semi-annual (Jan. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.

Card Factory Asset Turnover Related Terms

Card Factory Asset Turnover Historical Data

* Premium members only.

The historical data trend for Card Factory's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Card Factory Asset Turnover Chart

Card Factory Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.84 0.95 0.94 0.90

Card Factory Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.41 0.51 0.39 0.51

STU:0CT vs CASY, WSM, DKS: Asset Turnover Comparison

For the Specialty Retail subindustry, Card Factory's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Card Factory Asset Turnover vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Card Factory's Asset Turnover falls into.


STU:0CT
79GF Score
Card Factory PLC STU:0CT
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Card Factory Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Card Factory's Asset Turnover for the fiscal year that ended in Jan. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jan. 2026 )/( (Total Assets (A: Jan. 2025 )+Total Assets (A: Jan. 2026 ))/ count )
=671.012/( (735.067+761.063)/ 2 )
=671.012/748.065
=0.90

Card Factory's Asset Turnover for the quarter that ended in Jan. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jan. 2026 )/( (Total Assets (Q: Jul. 2025 )+Total Assets (Q: Jan. 2026 ))/ count )
=385.886/( (739.379+761.063)/ 2 )
=385.886/750.221
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.51 mean?
Card Factory (STU:0CT) has a Asset Turnover of 0.51 as of Jan. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Card Factory and its competitors.
Is Card Factory's Asset Turnover too high?
Card Factory's current Asset Turnover is 0.51. Overall, Card Factory has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's Asset Turnover compare to CASY and WSM?
Card Factory's Asset Turnover of 0.51 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Retail - Cyclical company?
A good Asset Turnover depends on the Retail - Cyclical industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Card Factory and its competitors. Card Factory's current Asset Turnover is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (STU:0CT) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.28, compared to a current price of €0.77 — trading 39.7% below its estimated fair value. The current Asset Turnover is 0.51. Card Factory's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Card Factory (STU:0CT), the current Asset Turnover is 0.51 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Card Factory (STU:0CT) Overvalued in 2026?

Based on GuruFocus' analysis, Card Factory stock appears to be undervalued. The current stock price of €0.77 is trading 39.7% below its estimated GF Value™ of €1.28. GuruFocus considers Card Factory to be Significantly Undervalued.

Key valuation signals for STU:0CT:

  • Asset Turnover: 0.51
  • GF Value™: €1.28 vs. price of €0.77 (39.7% below fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the STU:0CT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Card Factory Business Description

Other Exchanges CRFCF:USACARDl:UKCARD:UK
Address Century House, Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, GBR, WF2 0XG
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
79GF Score

Get the complete analysis for STU:0CT

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.77
Price
€1.28
GF Value