Insurance Australia Group (ASX:IAGPC.PFD) OCF Margin %: 0.39% (As of Dec. 2025) — 94% Below Median


ASX:IAGPC.PFD Insurance Australia Group Ltd ASX:IAGPC.PFD
79 GF Score
Price A$102.35
! 2 Warning Signs
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What is Insurance Australia Group OCF Margin %?

Insurance Australia Group ASX:IAGPC.PFD 79 OCF Margin % is 0.39% as of Dec. 2025, which is 94% below its 10-year median of 6.47. GuruFocus rates ASX:IAGPC.PFD with a GF Score™ of 79/100. The stock has 2 warning signs investors should review. Among 501 Insurance companies, Insurance Australia Group ranks worse than 61.48% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Insurance Australia Group's Cash Flow from Operations for the six months ended in Dec. 2025 was A$31.00 Mil. Insurance Australia Group's Revenue for the six months ended in Dec. 2025 was A$7,945.00 Mil. Therefore, Insurance Australia Group's OCF Margin % for the quarter that ended in Dec. 2025 was 0.39%.

As of today, Insurance Australia Group's current OCF Yield % is 5.68%.

The historical rank and industry rank for Insurance Australia Group's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Insurance Australia Group was 17.52%. The lowest was -21.45%. And the median was 6.47%.

ASX:IAGPC.PFD's OCF Margin % is not ranked *
in the Insurance industry.
Industry Median: 10.85
* Ranked among companies with meaningful OCF Margin % only.

Insurance Australia Group OCF Margin % Related Terms

Insurance Australia Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group OCF Margin % Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.52 10.12 4.43 13.16 9.07

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.45 14.98 4.27 14.05 0.39
ASX:IAGPC.PFD
79GF Score
Insurance Australia Group Ltd ASX:IAGPC.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Insurance Australia Group's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=1352/14902
=9.07 %

Insurance Australia Group's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=31/7945
=0.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.39% mean?
Insurance Australia Group (ASX:IAGPC.PFD) has a OCF Margin % of 0.39% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Insurance Australia Group and its competitors. This is 94% below median its historical median of 6.47. According to the industry distribution chart, Insurance Australia Group ranks #308 out of 501 companies in the Insurance industry, placing it in the top 61.5%.
Is Insurance Australia Group's OCF Margin % too high?
Insurance Australia Group's current OCF Margin % of 0.39% is 94% below median its 10-year median of 6.47. The Insurance industry median OCF Margin % is 10.85. Insurance Australia Group's value of 0.39% is 96.4% below this industry median. Based on the distribution chart, Insurance Australia Group ranks #308 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Insurance Australia Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #308 out of 501 companies for OCF Margin %. This places Insurance Australia Group in the lower half of its industry. The industry median OCF Margin % is 10.85. Insurance Australia Group's value of 0.39% is 96.4% below this benchmark. While the company's 10-year median is 6.47 vs. the industry median of 10.85, Insurance Australia Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insurance Australia Group's current OCF Margin % of 0.39% is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current OCF Margin % is 0.39%, which is 94% below median its own 10-year median of 6.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Insurance Australia Group (ASX:IAGPC.PFD) has a current OCF Margin % of 0.39%. The current OCF Margin % is 0.39%, which is 94% below median its 10-year median of 6.47 and 96.4% below the Insurance industry median of 10.85. Insurance Australia Group's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAGPC.PFD), the current OCF Margin % is 0.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
79GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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