Banco del Caribe CA Banco Universal (CAR:ABC.A) OCF Margin %: 823.02% (As of Dec. 2025) — 3634% Above Median


CAR:ABC.A Banco del Caribe CA Banco Universal CAR:ABC.A
66 GF Score
Price VES1,690.00
GF Value VES367.58
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Banco del Caribe CA Banco Universal OCF Margin %?

Banco del Caribe CA Banco Universal CAR:ABC.A 66 OCF Margin % is 823.02% as of Dec. 2025, which is 3634% above its 10-year median of 22.04. GuruFocus rates CAR:ABC.A with a GF Score™ of 66/100 and a GF Value™ of VES367.58 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Banco del Caribe CA Banco Universal ranks better than 66.05% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Banco del Caribe CA Banco Universal's Cash Flow from Operations for the six months ended in Dec. 2025 was VES1,241 Mil. Banco del Caribe CA Banco Universal's Revenue for the six months ended in Dec. 2025 was VES151 Mil. Therefore, Banco del Caribe CA Banco Universal's OCF Margin % for the quarter that ended in Dec. 2025 was 823.02%.

As of today, Banco del Caribe CA Banco Universal's current OCF Yield % is 473.21%.

The historical rank and industry rank for Banco del Caribe CA Banco Universal's OCF Margin % or its related term are showing as below:

CAR:ABC.A' s OCF Margin % Range Over the Past 10 Years
Min: -31.63   Med: 22.04   Max: 366.54
Current: 40.57


During the past 9 years, the highest OCF Margin % of Banco del Caribe CA Banco Universal was 366.54%. The lowest was -31.63%. And the median was 22.04%.

CAR:ABC.A's OCF Margin % is ranked better than
66.05% of 1502 companies
in the Banks industry
Industry Median: 29.345 vs CAR:ABC.A: 40.57


Banco del Caribe CA Banco Universal OCF Margin % Related Terms


Banco del Caribe CA Banco Universal OCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco del Caribe CA Banco Universal's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Caribe CA Banco Universal OCF Margin % Chart

Banco del Caribe CA Banco Universal Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only -31.63 33.64 -15.22 -28.75 10.43

Banco del Caribe CA Banco Universal Semi-Annual Data
Jun10 Jun11 Jun12 Jun13 Jun14 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -271.82 -22.34 554.13 -8.67 823.02

CAR:ABC.A vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Banco del Caribe CA Banco Universal's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco del Caribe CA Banco Universal OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Caribe CA Banco Universal's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco del Caribe CA Banco Universal's OCF Margin % falls into.


CAR:ABC.A
66GF Score
Banco del Caribe CA Banco Universal CAR:ABC.A
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco del Caribe CA Banco Universal OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Banco del Caribe CA Banco Universal's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=684.473/6564.323
=10.43 %

Banco del Caribe CA Banco Universal's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1240.946/150.779
=823.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 823.02% mean?
Banco del Caribe CA Banco Universal (CAR:ABC.A) has a OCF Margin % of 823.02% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco del Caribe CA Banco Universal and its competitors. This is 3634% above median its historical median of 22.04. According to the industry distribution chart, Banco del Caribe CA Banco Universal ranks #510 out of 1502 companies in the Banks industry, placing it in the top 34%.
Is Banco del Caribe CA Banco Universal's OCF Margin % too high?
Banco del Caribe CA Banco Universal's current OCF Margin % of 823.02% is 3634% above median its 10-year median of 22.04. The Banks industry median OCF Margin % is 29.35. Banco del Caribe CA Banco Universal's value of 823.02% is 2704.6% above this industry median. Based on the distribution chart, Banco del Caribe CA Banco Universal ranks #510 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Banco del Caribe CA Banco Universal has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco del Caribe CA Banco Universal's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Caribe CA Banco Universal ranks #510 out of 1502 companies for OCF Margin %. This puts Banco del Caribe CA Banco Universal in the upper half of its industry. The industry median OCF Margin % is 29.35. Banco del Caribe CA Banco Universal's value of 823.02% is 2704.6% above this benchmark. While the company's 10-year median is 22.04 vs. the industry median of 29.35, Banco del Caribe CA Banco Universal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Caribe CA Banco Universal's current OCF Margin % of 823.02% is 2704.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco del Caribe CA Banco Universal and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Caribe CA Banco Universal's current OCF Margin % is 823.02%, which is 3634% above median its own 10-year median of 22.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Caribe CA Banco Universal stock overvalued right now?
Based on GuruFocus' analysis, Banco del Caribe CA Banco Universal (CAR:ABC.A) is currently considered Significantly Overvalued. The stock's GF Value™ is VES367.58, compared to a current price of VES1,690.00 — trading 359.8% above its estimated fair value. The current OCF Margin % is 823.02%, which is 3634% above median its 10-year median of 22.04 and 2704.6% above the Banks industry median of 29.35. Banco del Caribe CA Banco Universal's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco del Caribe CA Banco Universal (CAR:ABC.A), the current OCF Margin % is 823.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Caribe CA Banco Universal (CAR:ABC.A) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Caribe CA Banco Universal stock appears to be overvalued. The current stock price of VES1,690.00 is trading 359.8% above its estimated GF Value™ of VES367.58. GuruFocus considers Banco del Caribe CA Banco Universal to be Significantly Overvalued.

Key valuation signals for CAR:ABC.A:

  • OCF Margin %: 823.02% (3634% above median its 10-year median of 22.04)
  • GF Value™: VES367.58 vs. price of VES1,690.00 (359.8% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 2704.6% above the Banks median (#510 of 1502)

No single metric tells the full story. See the CAR:ABC.A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco del Caribe CA Banco Universal Business Description

Address intersection with El Parque Street and Mohedano Avenue, Galipan Business Center Building, Bancaribe Tower, ground floor, Francisco de Miranda Avenue, El Rosal Urbanization, Chacao Municipality, Puerto Cabello, M, VEN
Banco del Caribe CA Banco Universal provides financial intermediation services. The company is engaged in raising funds to grant credit or loans, and other financial services operations. It provides loans to sugarcane, oilseed, and grain producers, allowing to incorporate modern technologies to develop crops.
66GF Score

Get the complete analysis for CAR:ABC.A

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES1,690.00
Price
VES367.58
GF Value