Generalfinance SpA (CHIX:GFM) OCF Margin %: -94.05% (As of Jun. 2026)

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CHIX:GFM Generalfinance SpA CHIX:GFM
77 GF Score
Price €21.20
! 6 Warning Signs
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What is Generalfinance SpA OCF Margin %?

Generalfinance SpA CHIX:GFM 77 OCF Margin % is -94.05% as of Jun. 2026. GuruFocus rates CHIX:GFM with a GF Score™ of 77/100. The stock has 6 warning signs investors should review. Among 557 Credit Services companies, Generalfinance SpA ranks better than 61.4% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Generalfinance SpA's Cash Flow from Operations for the three months ended in Jun. 2026 was €-23.64 Mil. Generalfinance SpA's Revenue for the three months ended in Jun. 2026 was €25.14 Mil. Therefore, Generalfinance SpA's OCF Margin % for the quarter that ended in Jun. 2026 was -94.05%.

As of today, Generalfinance SpA's current OCF Yield % is 8.46%.

The historical rank and industry rank for Generalfinance SpA's OCF Margin % or its related term are showing as below:


During the past 8 years, the highest OCF Margin % of Generalfinance SpA was 137.91%. The lowest was -25.05%. And the median was 27.27%.

CHIX:GFm's OCF Margin % is not ranked *
in the Credit Services industry.
Industry Median: 9.72
* Ranked among companies with meaningful OCF Margin % only.

Generalfinance SpA OCF Margin % Related Terms

Generalfinance SpA OCF Margin % Historical Data

* Premium members only.

The historical data trend for Generalfinance SpA's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA OCF Margin % Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial 36.43 -3.94 -25.05 137.91 12.57

Generalfinance SpA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -30.17 185.28 -81.01 76.53 -94.05
CHIX:GFM
77GF Score
Generalfinance SpA CHIX:GFM
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Generalfinance SpA OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Generalfinance SpA's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12.591/100.177
=12.57 %

Generalfinance SpA's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-23.644/25.141
=-94.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -94.05% mean?
Generalfinance SpA (CHIX:GFM) has a OCF Margin % of -94.05% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Generalfinance SpA and its competitors. According to the industry distribution chart, Generalfinance SpA ranks #215 out of 557 companies in the Credit Services industry, placing it in the top 38.6%.
Is Generalfinance SpA's OCF Margin % too high?
Generalfinance SpA's current OCF Margin % is -94.05%. Based on the distribution chart, Generalfinance SpA ranks #215 out of 557 companies in the Credit Services industry, which is above the industry midpoint. Overall, Generalfinance SpA has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Generalfinance SpA ranks #215 out of 557 companies for OCF Margin %. This puts Generalfinance SpA in the upper half of its industry. The industry median OCF Margin % is 9.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 9.72, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Generalfinance SpA and its competitors. For the Credit Services industry, the median OCF Margin % is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generalfinance SpA's current OCF Margin % is -94.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Generalfinance SpA (CHIX:GFM) has a current OCF Margin % of -94.05%. The current OCF Margin % is -94.05%. Generalfinance SpA's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Generalfinance SpA (CHIX:GFM), the current OCF Margin % is -94.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Generalfinance SpA Business Description

Other Exchanges GF:ItalyVG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
77GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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