DFCC Bank (COL:DFCC.N0000) OCF Margin %: 46.45% (As of Mar. 2026) — 55% Below Median

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COL:DFCC.N0000 DFCC Bank PLC COL:DFCC.N0000
70 GF Score
Price රු154.66
GF Value රු93.54
! 5 Warning Signs
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What is DFCC Bank OCF Margin %?

DFCC Bank COL:DFCC.N0000 70 OCF Margin % is 46.45% as of Mar. 2026, which is 55% below its 10-year median of 102.24. GuruFocus rates COL:DFCC.N0000 with a GF Score™ of 70/100 and a GF Value™ of රු93.54. The stock has 5 warning signs investors should review.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. DFCC Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was රු5,576 Mil. DFCC Bank's Revenue for the three months ended in Mar. 2026 was රු12,004 Mil. Therefore, DFCC Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 46.45%.

As of today, DFCC Bank's current OCF Yield % is -17.83%.

The historical rank and industry rank for DFCC Bank's OCF Margin % or its related term are showing as below:

COL:DFCC.N0000' s OCF Margin % Range Over the Past 10 Years
Min: -321.5   Med: 102.24   Max: 210.68
Current: -27.17


During the past 13 years, the highest OCF Margin % of DFCC Bank was 210.68%. The lowest was -321.50%. And the median was 102.24%.

COL:DFCC.N0000's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.345 vs COL:DFCC.N0000: -27.17


DFCC Bank OCF Margin % Related Terms


DFCC Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for DFCC Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DFCC Bank OCF Margin % Chart

DFCC Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -321.50 172.43 174.38 62.14 -22.58

DFCC Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72.53 -122.64 60.69 -102.37 46.45

DFCC Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, DFCC Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DFCC Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, DFCC Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where DFCC Bank's OCF Margin % falls into.


COL:DFCC.N0000
70GF Score
DFCC Bank PLC COL:DFCC.N0000
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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DFCC Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

DFCC Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-10051.731/44515.925
=-22.58 %

DFCC Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=5575.915/12004.001
=46.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 46.45% mean?
DFCC Bank (COL:DFCC.N0000) has a OCF Margin % of 46.45% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DFCC Bank and its competitors. This is 55% below median its historical median of 102.24.
Is DFCC Bank's OCF Margin % too high?
DFCC Bank's current OCF Margin % of 46.45% is 55% below median its 10-year median of 102.24. The Banks industry median OCF Margin % is 29.35. DFCC Bank's value of 46.45% is 58.3% above this industry median. Overall, DFCC Bank has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does DFCC Bank's OCF Margin % compare to competitors?
DFCC Bank's OCF Margin % of 46.45% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.35. DFCC Bank's value of 46.45% is 58.3% above this benchmark. While the company's 10-year median is 102.24 vs. the industry median of 29.35, DFCC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFCC Bank's current OCF Margin % of 46.45% is 58.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DFCC Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFCC Bank's current OCF Margin % is 46.45%, which is 55% below median its own 10-year median of 102.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFCC Bank stock overvalued right now?
DFCC Bank (COL:DFCC.N0000) has a current OCF Margin % of 46.45%. The stock's GF Value™ is රු93.54, compared to a current price of රු154.66 — trading 65.3% above its estimated fair value. The current OCF Margin % is 46.45%, which is 55% below median its 10-year median of 102.24 and 58.3% above the Banks industry median of 29.35. DFCC Bank's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For DFCC Bank (COL:DFCC.N0000), the current OCF Margin % is 46.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DFCC Bank (COL:DFCC.N0000) Overvalued in 2026?

Based on GuruFocus' analysis, DFCC Bank stock appears to be overvalued. The current stock price of රු154.66 is trading 65.3% above its estimated GF Value™ of රු93.54.

Key valuation signals for COL:DFCC.N0000:

  • OCF Margin %: 46.45% (55% below median its 10-year median of 102.24)
  • GF Value™: රු93.54 vs. price of රු154.66 (65.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 58.3% above the Banks median

No single metric tells the full story. See the COL:DFCC.N0000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DFCC Bank Business Description

Address 73/5, Galle Road, Colombo, LKA, 03
DFCC Bank PLC is a development bank operating along with its subsidiary and venture company in Sri Lanka. It operates in four segments; Corporate Banking includes loans, deposits and other transactions and balances with corporate customers; Retail Banking and SME includes loans, deposits, and other transactions and balances with retail customers; the Treasury segment includes funding and centralized risk management activities through borrowings, issues of debt securities, use of derivatives for risk management purposes and investing in short-term placements and corporate and government debt securities; and Other segment includes revenue and expenses attributable to the incorporated business segments. The company generates maximum revenue from the Retail Banking segment.
70GF Score

Get the complete analysis for COL:DFCC.N0000

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

රු154.66
Price
රු93.54
GF Value