Union Bank of Colombo (COL:UBC.N0000) OCF Margin %: 312.50% (As of Jun. 2026) — 1169% Above Median

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COL:UBC.N0000 Union Bank of Colombo PLC COL:UBC.N0000
61 GF Score
Price රු14.40
GF Value රු11.01
! 2 Warning Signs
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What is Union Bank of Colombo OCF Margin %?

Union Bank of Colombo COL:UBC.N0000 61 OCF Margin % is 312.50% as of Jun. 2026, which is 1169% above its 10-year median of 24.63. GuruFocus rates COL:UBC.N0000 with a GF Score™ of 61/100 and a GF Value™ of රු11.01. The stock has 2 warning signs investors should review.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Union Bank of Colombo's Cash Flow from Operations for the three months ended in Jun. 2026 was රු8,456 Mil. Union Bank of Colombo's Revenue for the three months ended in Jun. 2026 was රු2,706 Mil. Therefore, Union Bank of Colombo's OCF Margin % for the quarter that ended in Jun. 2026 was 312.50%.

As of today, Union Bank of Colombo's current OCF Yield % is -43.83%.

The historical rank and industry rank for Union Bank of Colombo's OCF Margin % or its related term are showing as below:

COL:UBC.N0000' s OCF Margin % Range Over the Past 10 Years
Min: -179.46   Med: 24.63   Max: 240.41
Current: -65.12


During the past 13 years, the highest OCF Margin % of Union Bank of Colombo was 240.41%. The lowest was -179.46%. And the median was 24.63%.

COL:UBC.N0000's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 30.79 vs COL:UBC.N0000: -65.12


Union Bank of Colombo OCF Margin % Related Terms


Union Bank of Colombo OCF Margin % Historical Data

* Premium members only.

The historical data trend for Union Bank of Colombo's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank of Colombo OCF Margin % Chart

Union Bank of Colombo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -52.79 164.34 192.22 -179.46 -159.66

Union Bank of Colombo Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -387.28 -56.68 -177.85 -358.55 312.50

Union Bank of Colombo OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Union Bank of Colombo's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank of Colombo OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Union Bank of Colombo's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Union Bank of Colombo's OCF Margin % falls into.


COL:UBC.N0000
61GF Score
Union Bank of Colombo PLC COL:UBC.N0000
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bank of Colombo OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Union Bank of Colombo's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-15592.956/9766.108
=-159.66 %

Union Bank of Colombo's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=8455.545/2705.732
=312.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 312.50% mean?
Union Bank of Colombo (COL:UBC.N0000) has a OCF Margin % of 312.50% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Union Bank of Colombo and its competitors. This is 1169% above median its historical median of 24.63.
Is Union Bank of Colombo's OCF Margin % too high?
Union Bank of Colombo's current OCF Margin % of 312.50% is 1169% above median its 10-year median of 24.63. The Banks industry median OCF Margin % is 30.79. Union Bank of Colombo's value of 312.50% is 914.9% above this industry median. Overall, Union Bank of Colombo has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Colombo's OCF Margin % compare to competitors?
Union Bank of Colombo's OCF Margin % of 312.50% can be compared against companies in the Banks industry. The industry median OCF Margin % is 30.79. Union Bank of Colombo's value of 312.50% is 914.9% above this benchmark. While the company's 10-year median is 24.63 vs. the industry median of 30.79, Union Bank of Colombo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.79, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Bank of Colombo's current OCF Margin % of 312.50% is 914.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Union Bank of Colombo and its competitors. For the Banks industry, the median OCF Margin % is 30.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of Colombo's current OCF Margin % is 312.50%, which is 1169% above median its own 10-year median of 24.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Colombo stock overvalued right now?
Union Bank of Colombo (COL:UBC.N0000) has a current OCF Margin % of 312.50%. The stock's GF Value™ is රු11.01, compared to a current price of රු14.40 — trading 30.8% above its estimated fair value. The current OCF Margin % is 312.50%, which is 1169% above median its 10-year median of 24.63 and 914.9% above the Banks industry median of 30.79. Union Bank of Colombo's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Union Bank of Colombo (COL:UBC.N0000), the current OCF Margin % is 312.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of Colombo (COL:UBC.N0000) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of Colombo stock appears to be overvalued. The current stock price of රු14.40 is trading 30.8% above its estimated GF Value™ of රු11.01.

Key valuation signals for COL:UBC.N0000:

  • OCF Margin %: 312.50% (1169% above median its 10-year median of 24.63)
  • GF Value™: රු11.01 vs. price of රු14.40 (30.8% above fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 914.9% above the Banks median

No single metric tells the full story. See the COL:UBC.N0000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bank of Colombo Business Description

Address No. 64, Galle Road, Colombo, LKA, 03
Union Bank of Colombo PLC is a provider of banking services. The company's services include commercial banking and the provision of related financial services including, accepting deposits, personal banking, retail banking, trade financing, off-shore banking, resident and non-resident foreign currency operations, corporate and retail credit, pawning, project financing, lease financing, rural credit, internet banking, money remittance facilities, dealing in Government Securities and treasury related products and margin trading, among others. It operates under four business segments, namely Corporate Banking, SME, Retail, and Treasury. It generates maximum revenue from Retail Segment. The Bank also operates in Asia, Europe, America, Australia, Middle East, majority of revenue from Asia.
61GF Score

Get the complete analysis for COL:UBC.N0000

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

රු14.40
Price
රු11.01
GF Value