CUBIPD.PFD (Customers Bancorp) OCF Margin %: 15.81% (As of Mar. 2026) — 43% Below Median


CUBIPD.PFD Customers Bancorp Inc CUBIPD.PFD
77 GF Score
Price $24.99
! 3 Warning Signs
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What is Customers Bancorp OCF Margin %?

Customers Bancorp CUBIPD.PFD 77 OCF Margin % is 15.81% as of Mar. 2026, which is 43% below its 10-year median of 27.69. GuruFocus rates CUBIPD.PFD with a GF Score™ of 77/100. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Customers Bancorp ranks better than 72.89% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Customers Bancorp's Cash Flow from Operations for the three months ended in Mar. 2026 was $35.07 Mil. Customers Bancorp's Revenue for the three months ended in Mar. 2026 was $221.81 Mil. Therefore, Customers Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was 15.81%.

As of today, Customers Bancorp's current OCF Yield % is 15.90%.

The historical rank and industry rank for Customers Bancorp's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Customers Bancorp was 61.74%. The lowest was -3.29%. And the median was 27.69%.

CUBIpD.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Customers Bancorp OCF Margin % Related Terms

Customers Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for Customers Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Customers Bancorp OCF Margin % Chart

Customers Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.21 -3.29 16.83 21.10 61.74

Customers Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.04 80.17 51.29 52.20 15.81
CUBIPD.PFD
77GF Score
Customers Bancorp Inc CUBIPD.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Customers Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Customers Bancorp's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=494.759/801.412
=61.74 %

Customers Bancorp's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=35.07/221.808
=15.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 15.81% mean?
Customers Bancorp (CUBIPD.PFD) has a OCF Margin % of 15.81% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Customers Bancorp and its competitors. This is 43% below median its historical median of 27.69. According to the industry distribution chart, Customers Bancorp ranks #408 out of 1505 companies in the Banks industry, placing it in the top 27.1%.
Is Customers Bancorp's OCF Margin % too high?
Customers Bancorp's current OCF Margin % of 15.81% is 43% below median its 10-year median of 27.69. The Banks industry median OCF Margin % is 29.44. Customers Bancorp's value of 15.81% is 46.3% below this industry median. Based on the distribution chart, Customers Bancorp ranks #408 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Customers Bancorp has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's OCF Margin % compare to TRMK and FRME?
According to the Banks industry distribution chart, Customers Bancorp ranks #408 out of 1505 companies for OCF Margin %. This puts Customers Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. Customers Bancorp's value of 15.81% is 46.3% below this benchmark. While the company's 10-year median is 27.69 vs. the industry median of 29.44, Customers Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Customers Bancorp's current OCF Margin % of 15.81% is 46.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Customers Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Customers Bancorp's current OCF Margin % is 15.81%, which is 43% below median its own 10-year median of 27.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Customers Bancorp (CUBIPD.PFD) has a current OCF Margin % of 15.81%. The current OCF Margin % is 15.81%, which is 43% below median its 10-year median of 27.69 and 46.3% below the Banks industry median of 29.44. Customers Bancorp's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Customers Bancorp (CUBIPD.PFD), the current OCF Margin % is 15.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Customers Bancorp Business Description

Other Exchanges CUBI:USA0I5Z:UK334:Germany
Address 701 Reading Avenue, West Reading, PA, USA, 19611
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
77GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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