B+S Banksysteme AG (HAM:DTD2) OCF Margin %: -15.93% (As of Dec. 2025)


HAM:DTD2 B+S Banksysteme AG HAM:DTD2
82 GF Score
Price €1.86
GF Value €1.92
Valuation Fairly Valued
! 2 Warning Signs
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What is B+S Banksysteme AG OCF Margin %?

B+S Banksysteme AG HAM:DTD2 -3.12% 82 OCF Margin % is -15.93% as of Dec. 2025. GuruFocus rates HAM:DTD2 with a GF Score™ of 82/100 and a GF Value™ of €1.92 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,816 Software companies, B+S Banksysteme AG ranks better than 81.57% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. B+S Banksysteme AG's Cash Flow from Operations for the six months ended in Dec. 2025 was €-1.05 Mil. B+S Banksysteme AG's Revenue for the six months ended in Dec. 2025 was €6.58 Mil. Therefore, B+S Banksysteme AG's OCF Margin % for the quarter that ended in Dec. 2025 was -15.93%.

As of today, B+S Banksysteme AG's current OCF Yield % is 25.04%.

The historical rank and industry rank for B+S Banksysteme AG's OCF Margin % or its related term are showing as below:

HAM:DTD2' s OCF Margin % Range Over the Past 10 Years
Min: -5.8   Med: 19.11   Max: 40.06
Current: 22.62


During the past 13 years, the highest OCF Margin % of B+S Banksysteme AG was 40.06%. The lowest was -5.80%. And the median was 19.11%.

HAM:DTD2's OCF Margin % is ranked better than
81.57% of 2816 companies
in the Software industry
Industry Median: 6.8 vs HAM:DTD2: 22.62


B+S Banksysteme AG OCF Margin % Related Terms


B+S Banksysteme AG OCF Margin % Historical Data

* Premium members only.

The historical data trend for B+S Banksysteme AG's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B+S Banksysteme AG OCF Margin % Chart

B+S Banksysteme AG Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.98 13.33 2.50 22.27 27.24

B+S Banksysteme AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.19 26.54 -10.06 60.97 -15.93

HAM:DTD2 vs CRM, SHOP, UBER: OCF Margin % Comparison

For the Software - Application subindustry, B+S Banksysteme AG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


B+S Banksysteme AG OCF Margin % vs Software Industry

For the Software industry and Technology sector, B+S Banksysteme AG's OCF Margin % distribution charts can be found below:

* The bar in red indicates where B+S Banksysteme AG's OCF Margin % falls into.


HAM:DTD2
82GF Score
B+S Banksysteme AG HAM:DTD2
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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B+S Banksysteme AG OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

B+S Banksysteme AG's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=3.431/12.597
=27.24 %

B+S Banksysteme AG's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-1.048/6.579
=-15.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -15.93% mean?
B+S Banksysteme AG (HAM:DTD2) has a OCF Margin % of -15.93% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on B+S Banksysteme AG and its competitors. According to the industry distribution chart, B+S Banksysteme AG ranks #519 out of 2816 companies in the Software industry, placing it in the top 18.4%.
Is B+S Banksysteme AG's OCF Margin % too high?
B+S Banksysteme AG's current OCF Margin % is -15.93%. Based on the distribution chart, B+S Banksysteme AG ranks #519 out of 2816 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, B+S Banksysteme AG has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's OCF Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, B+S Banksysteme AG ranks #519 out of 2816 companies for OCF Margin %. This places B+S Banksysteme AG in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.80, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on B+S Banksysteme AG and its competitors. For the Software industry, the median OCF Margin % is 6.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current OCF Margin % is -15.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (HAM:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.92, compared to a current price of €1.86 — trading 3.1% below its estimated fair value. The current OCF Margin % is -15.93%. B+S Banksysteme AG's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For B+S Banksysteme AG (HAM:DTD2), the current OCF Margin % is -15.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B+S Banksysteme AG (HAM:DTD2) Overvalued in 2026?

Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be undervalued. The current stock price of €1.86 is trading 3.1% below its estimated GF Value™ of €1.92. GuruFocus considers B+S Banksysteme AG to be Fairly Valued.

Key valuation signals for HAM:DTD2:

  • OCF Margin %: -15.93%
  • GF Value™: €1.92 vs. price of €1.86 (3.1% below fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the HAM:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


B+S Banksysteme AG Business Description

Other Exchanges DTD2:Germany
Address Elsenheimerstrasse 57, Munich, BY, DEU, 80687
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
82GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.86
Price
€1.92
GF Value