B+S Banksysteme AG (HAM:DTD2) Asset Turnover: 0.24 (As of Dec. 2025)


HAM:DTD2 B+S Banksysteme AG HAM:DTD2
81 GF Score
Price €2.01
GF Value €1.92
Valuation Fairly Valued
! 2 Warning Signs
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What is B+S Banksysteme AG Asset Turnover?

B+S Banksysteme AG HAM:DTD2 -1.47% 81 Asset Turnover is 0.24 as of Dec. 2025. GuruFocus rates HAM:DTD2 with a GF Score™ of 81/100 and a GF Value™ of €1.92 (Fairly Valued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. B+S Banksysteme AG's Revenue for the six months ended in Dec. 2025 was €6.58 Mil. B+S Banksysteme AG's Total Assets for the quarter that ended in Dec. 2025 was €27.66 Mil. Therefore, B+S Banksysteme AG's Asset Turnover for the quarter that ended in Dec. 2025 was 0.24.

Asset Turnover is linked to ROE % through Du Pont Formula. B+S Banksysteme AG's annualized ROE % for the quarter that ended in Dec. 2025 was 10.05%. It is also linked to ROA % through Du Pont Formula. B+S Banksysteme AG's annualized ROA % for the quarter that ended in Dec. 2025 was 5.88%.

B+S Banksysteme AG  (HAM:DTD2) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

B+S Banksysteme AG's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1.626/16.172
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1.626 / 13.158)*(13.158 / 27.659)*(27.659/ 16.172)
=Net Margin %*Asset Turnover*Equity Multiplier
=12.36 %*0.4757*1.7103
=ROA %*Equity Multiplier
=5.88 %*1.7103
=10.05 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

B+S Banksysteme AG's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=1.626/27.659
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1.626 / 13.158)*(13.158 / 27.659)
=Net Margin %*Asset Turnover
=12.36 %*0.4757
=5.88 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.

B+S Banksysteme AG Asset Turnover Related Terms

B+S Banksysteme AG Asset Turnover Historical Data

* Premium members only.

The historical data trend for B+S Banksysteme AG's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B+S Banksysteme AG Asset Turnover Chart

B+S Banksysteme AG Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.43 0.45 0.50 0.47

B+S Banksysteme AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.27 0.22 0.24 0.24

HAM:DTD2 vs UBER, SHOP, CRM: Asset Turnover Comparison

For the Software - Application subindustry, B+S Banksysteme AG's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

B+S Banksysteme AG Asset Turnover vs Software Industry

For the Software industry and Technology sector, B+S Banksysteme AG's Asset Turnover distribution charts can be found below:

* The bar in red indicates where B+S Banksysteme AG's Asset Turnover falls into.


HAM:DTD2
81GF Score
B+S Banksysteme AG HAM:DTD2
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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B+S Banksysteme AG Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

B+S Banksysteme AG's Asset Turnover for the fiscal year that ended in Jun. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jun. 2025 )/( (Total Assets (A: Jun. 2024 )+Total Assets (A: Jun. 2025 ))/ count )
=12.597/( (26.217+27.198)/ 2 )
=12.597/26.7075
=0.47

B+S Banksysteme AG's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=6.579/( (27.198+28.12)/ 2 )
=6.579/27.659
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.24 mean?
B+S Banksysteme AG (HAM:DTD2) has a Asset Turnover of 0.24 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on B+S Banksysteme AG and its competitors.
Is B+S Banksysteme AG's Asset Turnover too high?
B+S Banksysteme AG's current Asset Turnover is 0.24. Overall, B+S Banksysteme AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's Asset Turnover compare to UBER and SHOP?
B+S Banksysteme AG's Asset Turnover of 0.24 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Software company?
A good Asset Turnover depends on the Software industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on B+S Banksysteme AG and its competitors. B+S Banksysteme AG's current Asset Turnover is 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (HAM:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.92, compared to a current price of €2.01 — trading 4.7% above its estimated fair value. The current Asset Turnover is 0.24. B+S Banksysteme AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For B+S Banksysteme AG (HAM:DTD2), the current Asset Turnover is 0.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B+S Banksysteme AG (HAM:DTD2) Overvalued in 2026?

Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be overvalued. The current stock price of €2.01 is trading 4.7% above its estimated GF Value™ of €1.92. GuruFocus considers B+S Banksysteme AG to be Fairly Valued.

Key valuation signals for HAM:DTD2:

  • Asset Turnover: 0.24
  • GF Value™: €1.92 vs. price of €2.01 (4.7% above fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the HAM:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

B+S Banksysteme AG Business Description

Other Exchanges DTD2:Germany
Address Elsenheimerstrasse 57, Munich, BY, DEU, 80687
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
81GF Score

Get the complete analysis for HAM:DTD2

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.01
Price
€1.92
GF Value