B+S Banksysteme AG (HAM:DTD2) ROCE %: 9.97% (As of Dec. 2025)

What is B+S Banksysteme AG ROCE %?

B+S Banksysteme AG HAM:DTD2 -3.12% 80 ROCE % is 9.97% as of Dec. 2025. GuruFocus rates HAM:DTD2 with a GF Score™ of 80/100 and a GF Value™ of €1.92 (Fairly Valued). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. B+S Banksysteme AG's annualized ROCE % for the quarter that ended in Dec. 2025 was 9.97%.

B+S Banksysteme AG (HAM:DTD2) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

B+S Banksysteme AG ROCE % Related Terms

B+S Banksysteme AG ROCE % Historical Data

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The historical data trend for B+S Banksysteme AG's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B+S Banksysteme AG ROCE % Chart

B+S Banksysteme AG Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

ROCE %

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-0.21

2.80

1.63

9.60

9.47

B+S Banksysteme AG Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
ROCE %	Get a 7-Day Free Trial															4.52	14.99	9.19	9.78	9.97

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B+S Banksysteme AG HAM:DTD2

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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B+S Banksysteme AG ROCE % Calculation

B+S Banksysteme AG's annualized ROCE % for the fiscal year that ended in Jun. 2025 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Jun. 2025 )		(A: Jun. 2024 )		(A: Jun. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Jun. 2025 )		(A: Jun. 2024 )		(A: Jun. 2025 )
	=	1.946	/	( ( (26.217 - 5.948)	+	(27.198 - 6.383) )	/ 2 )
	=	1.946	/	( (20.269	+	20.815)	/ 2 )
	=	1.946	/	20.542
	=	9.47 %

B+S Banksysteme AG's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Dec. 2025 )		(Q: Jun. 2025 )		(Q: Dec. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Dec. 2025 )		(Q: Jun. 2025 )		(Q: Dec. 2025 )
	=	2.09	/	( ( (27.198 - 6.383)	+	(28.12 - 7.004) )	/ 2 )
	=	2.09	/	( ( 20.815	+	21.116 )	/ 2 )
	=	2.09	/	20.9655
	=	9.97 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 9.97% mean?

B+S Banksysteme AG (HAM:DTD2) has a ROCE % of 9.97% as of Dec. 2025.

Is B+S Banksysteme AG's ROCE % too high?

B+S Banksysteme AG's current ROCE % is 9.97%. The Software industry median ROCE % is 5.18. B+S Banksysteme AG's value of 9.97% is 92.7% above this industry median. Overall, B+S Banksysteme AG has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does B+S Banksysteme AG's ROCE % compare to CRM and SHOP?

B+S Banksysteme AG's ROCE % of 9.97% can be compared against companies in the Software industry. The industry median ROCE % is 5.18. B+S Banksysteme AG's value of 9.97% is 92.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a Software company?

The median ROCE % among Software companies is 5.18, based on 2,710 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B+S Banksysteme AG's current ROCE % of 9.97% is 92.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median ROCE % is 5.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current ROCE % is 9.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is B+S Banksysteme AG stock overvalued right now?

Based on GuruFocus' analysis, B+S Banksysteme AG (HAM:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.92, compared to a current price of €1.86 — trading 3.1% below its estimated fair value. The current ROCE % is 9.97% and 92.7% above the Software industry median of 5.18. B+S Banksysteme AG's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For B+S Banksysteme AG (HAM:DTD2), the current ROCE % is 9.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B+S Banksysteme AG (HAM:DTD2) Overvalued in 2026?

Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be undervalued. The current stock price of €1.86 is trading 3.1% below its estimated GF Value™ of €1.92. GuruFocus considers B+S Banksysteme AG to be Fairly Valued.

Key valuation signals for HAM:DTD2:

ROCE %: 9.97%
GF Value™: €1.92 vs. price of €1.86 (3.1% below fair value)
GF Score™: 80/100 with 2 warning signs
Industry Position: 92.7% above the Software median

No single metric tells the full story. See the HAM:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

B+S Banksysteme AG Business Description

Industry Technology Software

Comparable Companies XTER:ISHA FRA:MA10 XTER:SAP CRM SHOP UBER NOW ADBE CDNS INTU ADP SNOW DDOG MSTR ADSK TSX:CSU WDAY PAYX ROP ZM

Other Exchanges DTD2:Germany

Address Elsenheimerstrasse 57, Munich, BY, DEU, 80687

Website https://www.bs-ag.com

B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.86

Price

€1.92

GF Value

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