Yibin City Commercial Bank Co (HKSE:02596) OCF Margin %: 40.05% (As of Dec. 2025) — 22% Below Median

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HKSE:02596 Yibin City Commercial Bank Co Ltd HKSE:02596
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Price HK$2.65
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What is Yibin City Commercial Bank Co OCF Margin %?

Yibin City Commercial Bank Co HKSE:02596 9 OCF Margin % is 40.05% as of Dec. 2025, which is 22% below its 10-year median of 51.13. GuruFocus rates HKSE:02596 with a GF Score™ of 9/100. The stock has 1 warning sign investors should review. Among 1,499 Banks companies, Yibin City Commercial Bank Co ranks worse than 94.46% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Yibin City Commercial Bank Co's Cash Flow from Operations for the six months ended in Dec. 2025 was HK$503 Mil. Yibin City Commercial Bank Co's Revenue for the six months ended in Dec. 2025 was HK$1,257 Mil. Therefore, Yibin City Commercial Bank Co's OCF Margin % for the quarter that ended in Dec. 2025 was 40.05%.

As of today, Yibin City Commercial Bank Co's current OCF Yield % is -28.10%.

The historical rank and industry rank for Yibin City Commercial Bank Co's OCF Margin % or its related term are showing as below:

HKSE:02596' s OCF Margin % Range Over the Past 10 Years
Min: -136.09   Med: 51.13   Max: 285.43
Current: -135.16


During the past 5 years, the highest OCF Margin % of Yibin City Commercial Bank Co was 285.43%. The lowest was -136.09%. And the median was 51.13%.

HKSE:02596's OCF Margin % is ranked worse than
94.46% of 1499 companies
in the Banks industry
Industry Median: 29.97 vs HKSE:02596: -135.16


Yibin City Commercial Bank Co OCF Margin % Related Terms


Yibin City Commercial Bank Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Yibin City Commercial Bank Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yibin City Commercial Bank Co OCF Margin % Chart

Yibin City Commercial Bank Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
11.21 51.13 285.43 260.10 -136.09

Yibin City Commercial Bank Co Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial 218.60 488.66 49.28 -308.41 40.05

Yibin City Commercial Bank Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Yibin City Commercial Bank Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yibin City Commercial Bank Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Yibin City Commercial Bank Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Yibin City Commercial Bank Co's OCF Margin % falls into.


HKSE:02596
9GF Score
Yibin City Commercial Bank Co Ltd HKSE:02596
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Yibin City Commercial Bank Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Yibin City Commercial Bank Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3458.44/2541.362
=-136.09 %

Yibin City Commercial Bank Co's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=503.38/1256.775
=40.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 40.05% mean?
Yibin City Commercial Bank Co (HKSE:02596) has a OCF Margin % of 40.05% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Yibin City Commercial Bank Co and its competitors. This is 22% below median its historical median of 51.13. According to the industry distribution chart, Yibin City Commercial Bank Co ranks #1416 out of 1499 companies in the Banks industry, placing it in the top 94.5%.
Is Yibin City Commercial Bank Co's OCF Margin % too high?
Yibin City Commercial Bank Co's current OCF Margin % of 40.05% is 22% below median its 10-year median of 51.13. The Banks industry median OCF Margin % is 29.97. Yibin City Commercial Bank Co's value of 40.05% is 33.6% above this industry median. Based on the distribution chart, Yibin City Commercial Bank Co ranks #1416 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yibin City Commercial Bank Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Yibin City Commercial Bank Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Yibin City Commercial Bank Co ranks #1416 out of 1499 companies for OCF Margin %. This places Yibin City Commercial Bank Co in the lower half of its industry. The industry median OCF Margin % is 29.97. Yibin City Commercial Bank Co's value of 40.05% is 33.6% above this benchmark. While the company's 10-year median is 51.13 vs. the industry median of 29.97, Yibin City Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.97, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yibin City Commercial Bank Co's current OCF Margin % of 40.05% is 33.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Yibin City Commercial Bank Co and its competitors. For the Banks industry, the median OCF Margin % is 29.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yibin City Commercial Bank Co's current OCF Margin % is 40.05%, which is 22% below median its own 10-year median of 51.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yibin City Commercial Bank Co stock overvalued right now?
Yibin City Commercial Bank Co (HKSE:02596) has a current OCF Margin % of 40.05%. The current OCF Margin % is 40.05%, which is 22% below median its 10-year median of 51.13 and 33.6% above the Banks industry median of 29.97. Yibin City Commercial Bank Co's overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Yibin City Commercial Bank Co (HKSE:02596), the current OCF Margin % is 40.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yibin City Commercial Bank Co Business Description

Address No. 9 Jinshajiang Avenue, Xuzhou District, Sichuan Province, Yibin, CHN, 644000
Yibin City Commercial Bank Co Ltd is a city commercial bank in Yibin, Sichuan Province of China. It services include Personal deposits, Personal Loans, Intermediary business, Deposit business, etc. It operating segments includes: Corporate Banking, Retail banking, Financial market business, and Others. The majority of revenue is from Corporate Banking.
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