Yibin City Commercial Bank Co (HKSE:02596) Scaled Net Operating Assets: 0.02 (As of Dec. 2025)

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HKSE:02596 Yibin City Commercial Bank Co Ltd HKSE:02596
9 GF Score
Price HK$2.65
! 1 Warning Sign
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What is Yibin City Commercial Bank Co Scaled Net Operating Assets?

Yibin City Commercial Bank Co HKSE:02596 9 Scaled Net Operating Assets is 0.02 as of Dec. 2025. GuruFocus rates HKSE:02596 with a GF Score™ of 9/100. The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Yibin City Commercial Bank Co's operating assets for the quarter that ended in Dec. 2025 was HK$121,638 Mil. Yibin City Commercial Bank Co's operating liabilities for the quarter that ended in Dec. 2025 was HK$118,930 Mil. Yibin City Commercial Bank Co's Total Assets for the quarter that ended in Jun. 2025 was HK$123,767 Mil. Therefore, Yibin City Commercial Bank Co's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.02.

HKSE:02596
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Yibin City Commercial Bank Co Ltd HKSE:02596
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Yibin City Commercial Bank Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Yibin City Commercial Bank Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(121637.711-118929.677)/116595.547
=0.02

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=136459.795 - 14822.084
=121637.711

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=123708.738 - 4779.061 - 0
=118929.677

Yibin City Commercial Bank Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(121637.711-118929.677)/123767.164
=0.02

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=136459.795 - 14822.084
=121637.711

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=123708.738 - 4779.061 - 0
=118929.677

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
Yibin City Commercial Bank Co (HKSE:02596) has a Scaled Net Operating Assets of 0.02 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Yibin City Commercial Bank Co and its competitors.
Is Yibin City Commercial Bank Co's Scaled Net Operating Assets too high?
Yibin City Commercial Bank Co's current Scaled Net Operating Assets is 0.02. Overall, Yibin City Commercial Bank Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Yibin City Commercial Bank Co's Scaled Net Operating Assets compare to competitors?
Yibin City Commercial Bank Co's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Yibin City Commercial Bank Co and its competitors. Yibin City Commercial Bank Co's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yibin City Commercial Bank Co stock overvalued right now?
Yibin City Commercial Bank Co (HKSE:02596) has a current Scaled Net Operating Assets of 0.02. The current Scaled Net Operating Assets is 0.02. Yibin City Commercial Bank Co's overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Yibin City Commercial Bank Co (HKSE:02596), the current Scaled Net Operating Assets is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yibin City Commercial Bank Co Business Description

Address No. 9 Jinshajiang Avenue, Xuzhou District, Sichuan Province, Yibin, CHN, 644000
Yibin City Commercial Bank Co Ltd is a city commercial bank in Yibin, Sichuan Province of China. It services include Personal deposits, Personal Loans, Intermediary business, Deposit business, etc. It operating segments includes: Corporate Banking, Retail banking, Financial market business, and Others. The majority of revenue is from Corporate Banking.
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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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