Yibin City Commercial Bank Co (HKSE:02596) Dividend Payout Ratio: 0.00 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:02596 Yibin City Commercial Bank Co Ltd HKSE:02596
9 GF Score
Price HK$2.65
! 1 Warning Sign
View Full Analysis

What is Yibin City Commercial Bank Co Dividend Payout Ratio?

Yibin City Commercial Bank Co HKSE:02596 9 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates HKSE:02596 with a GF Score™ of 9/100. The stock has 1 warning sign investors should review. Among 1,169 Banks companies, Yibin City Commercial Bank Co ranks worse than 70.74% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Yibin City Commercial Bank Co's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Yibin City Commercial Bank Co's Dividend Payout Ratio or its related term are showing as below:

HKSE:02596' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.41   Max: 0.45
Current: 0.45


During the past 5 years, the highest Dividend Payout Ratio of Yibin City Commercial Bank Co was 0.45. The lowest was 0.41. And the median was 0.41.

HKSE:02596's Dividend Payout Ratio is ranked worse than
70.74% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs HKSE:02596: 0.45

As of today (2026-08-12), the Dividend Yield % of Yibin City Commercial Bank Co is 1.54%.

During the past 5 years, the highest Trailing Annual Dividend Yield of Yibin City Commercial Bank Co was 2.10%. The lowest was 1.54%. And the median was 2.09%.

Yibin City Commercial Bank Co's Dividends per Share for the months ended in Dec. 2025 was HK$0.00.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Yibin City Commercial Bank Co (HKSE:02596) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Yibin City Commercial Bank Co Dividend Payout Ratio Related Terms


Yibin City Commercial Bank Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Yibin City Commercial Bank Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yibin City Commercial Bank Co Dividend Payout Ratio Chart

Yibin City Commercial Bank Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
0.00 0.00 0.00 0.00 0.41

Yibin City Commercial Bank Co Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.83 0.00

Yibin City Commercial Bank Co Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Yibin City Commercial Bank Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yibin City Commercial Bank Co Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yibin City Commercial Bank Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Yibin City Commercial Bank Co's Dividend Payout Ratio falls into.


HKSE:02596
9GF Score
Yibin City Commercial Bank Co Ltd HKSE:02596
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yibin City Commercial Bank Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Yibin City Commercial Bank Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.055/ 0.133
=0.41

Yibin City Commercial Bank Co's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 0.055
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Yibin City Commercial Bank Co (HKSE:02596) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Yibin City Commercial Bank Co and its competitors. Over the past decade, Yibin City Commercial Bank Co's Dividend Payout Ratio has ranged from 0.41 to 0.45. According to the industry distribution chart, Yibin City Commercial Bank Co ranks #827 out of 1169 companies in the Banks industry, placing it in the top 70.7%.
Is Yibin City Commercial Bank Co's Dividend Payout Ratio too high?
Yibin City Commercial Bank Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.45. Based on the distribution chart, Yibin City Commercial Bank Co ranks #827 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Yibin City Commercial Bank Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Yibin City Commercial Bank Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Yibin City Commercial Bank Co ranks #827 out of 1169 companies for Dividend Payout Ratio. This places Yibin City Commercial Bank Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Yibin City Commercial Bank Co's own Dividend Payout Ratio has ranged from 0.41 to 0.45 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Yibin City Commercial Bank Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yibin City Commercial Bank Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yibin City Commercial Bank Co stock overvalued right now?
Yibin City Commercial Bank Co (HKSE:02596) has a current Dividend Payout Ratio of 0.00. The current Dividend Payout Ratio is 0.00. Yibin City Commercial Bank Co's overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Yibin City Commercial Bank Co (HKSE:02596), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yibin City Commercial Bank Co Business Description

Address No. 9 Jinshajiang Avenue, Xuzhou District, Sichuan Province, Yibin, CHN, 644000
Yibin City Commercial Bank Co Ltd is a city commercial bank in Yibin, Sichuan Province of China. It services include Personal deposits, Personal Loans, Intermediary business, Deposit business, etc. It operating segments includes: Corporate Banking, Retail banking, Financial market business, and Others. The majority of revenue is from Corporate Banking.
9GF Score

Get the complete analysis for HKSE:02596

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$2.65
Price