MBINM.PFD (Merchants Bancorp) OCF Margin %: -343.17% (As of Mar. 2026)


MBINM.PFD Merchants Bancorp MBINM.PFD
78 GF Score
Price $25.08
! 10 Warning Signs
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What is Merchants Bancorp OCF Margin %?

Merchants Bancorp MBINM.PFD -0.32% 78 OCF Margin % is -343.17% as of Mar. 2026. GuruFocus rates MBINM.PFD with a GF Score™ of 78/100. The stock has 10 warning signs investors should review. Among 1,500 Banks companies, Merchants Bancorp ranks worse than 95.07% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Merchants Bancorp's Cash Flow from Operations for the three months ended in Mar. 2026 was $-597.32 Mil. Merchants Bancorp's Revenue for the three months ended in Mar. 2026 was $174.06 Mil. Therefore, Merchants Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was -343.17%.

As of today, Merchants Bancorp's current OCF Yield % is -47.27%.

The historical rank and industry rank for Merchants Bancorp's OCF Margin % or its related term are showing as below:


During the past 11 years, the highest OCF Margin % of Merchants Bancorp was 221.88%. The lowest was -762.50%. And the median was -94.48%.

MBINM.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Merchants Bancorp OCF Margin % Related Terms

Merchants Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for Merchants Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Merchants Bancorp OCF Margin % Chart

Merchants Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.51 221.88 -63.72 -125.24 -50.39

Merchants Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 102.03 -68.04 17.53 -215.92 -343.17
MBINM.PFD
78GF Score
Merchants Bancorp MBINM.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Merchants Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Merchants Bancorp's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-341.248/677.24
=-50.39 %

Merchants Bancorp's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-597.324/174.062
=-343.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -343.17% mean?
Merchants Bancorp (MBINM.PFD) has a OCF Margin % of -343.17% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Merchants Bancorp and its competitors. According to the industry distribution chart, Merchants Bancorp ranks #1426 out of 1500 companies in the Banks industry, placing it in the top 95.1%.
Is Merchants Bancorp's OCF Margin % too high?
Merchants Bancorp's current OCF Margin % is -343.17%. Based on the distribution chart, Merchants Bancorp ranks #1426 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Merchants Bancorp has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Merchants Bancorp's OCF Margin % compare to BANR and SYBT?
According to the Banks industry distribution chart, Merchants Bancorp ranks #1426 out of 1500 companies for OCF Margin %. This places Merchants Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Merchants Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Merchants Bancorp's current OCF Margin % is -343.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Bancorp stock overvalued right now?
Merchants Bancorp (MBINM.PFD) has a current OCF Margin % of -343.17%. The current OCF Margin % is -343.17%. Merchants Bancorp's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Merchants Bancorp (MBINM.PFD), the current OCF Margin % is -343.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Merchants Bancorp Business Description

Address 410 Monon Boulevard, Carmel, IN, USA, 46032
Merchants Bancorp is a United States-based bank holding company operating multiple lines of business focused on FHA multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, and traditional community banking. Its segments include Multi-family Mortgage Banking, which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing, which offers mortgage warehouse financing, commercial loans and deposit services; and the Banking segment, which generates maximum revenue and provides portfolio lending for multi-family and healthcare facility loans, residential mortgage banking, agricultural lending, SBA lending and community banking.
78GF Score

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