The historical rank and industry rank for Viji Finance's OCF Margin % or its related term are showing as below:
NSE:VIJIFIN'
s OCF Margin % Range Over the Past 10 Years
Min: -215.76 Med: -54.7 Max: 78.74
Current: 43.07
During the past 13 years, the highest OCF Margin % of Viji Finance was 78.74%. The lowest was -215.76%. And the median was -54.70%.
NSE:VIJIFIN's OCF Margin % is ranked better than 74.43% of 528
companies
in the Credit Services industry
Industry Median: 2.655
vs NSE:VIJIFIN: 43.07
Viji Finance OCF Margin % Related Terms
Viji Finance OCF Margin % Historical Data
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The historical data trend for Viji Finance's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:VIJIFIN vs V, MA, AXP: OCF Margin % Comparison
For the Credit Services subindustry, Viji Finance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viji Finance OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Viji Finance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Viji Finance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viji Finance (NSE:VIJIFIN) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Viji Finance and its competitors. According to the industry distribution chart, Viji Finance ranks #135 out of 528 companies in the Credit Services industry, placing it in the top 25.6%.
Is Viji Finance's OCF Margin % too high?
Viji Finance's current OCF Margin % is 0.00%. Based on the distribution chart, Viji Finance ranks #135 out of 528 companies in the Credit Services industry, which is above the industry midpoint. Overall, Viji Finance has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Viji Finance's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Viji Finance ranks #135 out of 528 companies for OCF Margin %. This puts Viji Finance in the upper half of its industry. The industry median OCF Margin % is 2.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.66, based on 528 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Viji Finance and its competitors. For the Credit Services industry, the median OCF Margin % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viji Finance's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viji Finance stock overvalued right now?
Based on GuruFocus' analysis, Viji Finance (NSE:VIJIFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹5.33, compared to a current price of ₹6.95 — trading 30.4% above its estimated fair value. The current OCF Margin % is 0.00%. Viji Finance's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Viji Finance (NSE:VIJIFIN), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viji Finance (NSE:VIJIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued.
The current stock price of ₹6.95 is trading 30.4% above its estimated GF Value™ of ₹5.33.
GuruFocus considers Viji Finance to be Modestly Overvalued.
Key valuation signals for NSE:VIJIFIN:
OCF Margin %: 0.00%
GF Value™: ₹5.33 vs. price of ₹6.95 (30.4% above fair value)
No single metric tells the full story. See the NSE:VIJIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
74GF Score
Get the complete analysis for NSE:VIJIFIN
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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