Viji Finance (NSE:VIJIFIN) EBIT: ₹25.63 Mil (TTM As of Mar. 2026)


NSE:VIJIFIN Viji Finance Ltd NSE:VIJIFIN
74 GF Score
Price ₹6.95
GF Value ₹5.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Viji Finance EBIT?

Viji Finance NSE:VIJIFIN +4.98% 74 EBIT is ₹25.63 Mil as of Mar. 2026. GuruFocus rates NSE:VIJIFIN with a GF Score™ of 74/100 and a GF Value™ of ₹5.14 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Viji Finance's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹19.61 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹25.63 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Viji Finance's annualized ROC % for the quarter that ended in Mar. 2026 was 25.04%. Viji Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 566.75%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Viji Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 2.00%.


Viji Finance  (NSE:VIJIFIN) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Viji Finance's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=78.432 * ( 1 - 0% )/( (0 + 313.195)/ 1 )
=78.432/313.195
=25.04 %

where

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Viji Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=78.432/( ( (0 + max(0, 0)) + (13.839 + max(-18.725, 0)) )/ 1 )
=78.432/( ( 0 + 13.839 )/ 1 )
=78.432/13.839
=566.75 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.24799999999999) - (18.973 + 0 + 0)
=-18.725

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Viji Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=25.629/1278.422
=2.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Viji Finance EBIT Related Terms


Viji Finance EBIT Historical Data

* Premium members only.

The historical data trend for Viji Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viji Finance EBIT Chart

Viji Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.00 6.49 2.10 2.17 26.41

Viji Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.34 -4.27 -1.81 12.10 19.61

NSE:VIJIFIN vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Viji Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viji Finance EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Viji Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Viji Finance's EV-to-EBIT falls into.


NSE:VIJIFIN
74GF Score
Viji Finance Ltd NSE:VIJIFIN
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Viji Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹25.63 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹25.63 Mil mean?
Viji Finance (NSE:VIJIFIN) has a EBIT of ₹25.63 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Viji Finance.
Is Viji Finance's EBIT too high?
Viji Finance's current EBIT is ₹25.63 Mil. Overall, Viji Finance has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Viji Finance's EBIT compare to V and MA?
Viji Finance's EBIT of ₹25.63 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Viji Finance. Viji Finance's current EBIT is ₹25.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viji Finance stock overvalued right now?
Based on GuruFocus' analysis, Viji Finance (NSE:VIJIFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.14, compared to a current price of ₹6.95 — trading 35.2% above its estimated fair value. The current EBIT is ₹25.63 Mil. Viji Finance's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Viji Finance (NSE:VIJIFIN), the current EBIT is ₹25.63 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viji Finance (NSE:VIJIFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued. The current stock price of ₹6.95 is trading 35.2% above its estimated GF Value™ of ₹5.14. GuruFocus considers Viji Finance to be Significantly Overvalued.

Key valuation signals for NSE:VIJIFIN:

  • EBIT: ₹25.63 Mil
  • GF Value™: ₹5.14 vs. price of ₹6.95 (35.2% above fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the NSE:VIJIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viji Finance Business Description

Other Exchanges 537820:India
Address 11/2, Jaora Compound, Usha Ganj, Indore, MP, IND, 452001
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
74GF Score

Get the complete analysis for NSE:VIJIFIN

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹6.95
Price
₹5.14
GF Value