Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) OCF Margin %: -26.39% (As of Dec. 2025)

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STU:8FZ0 Caisse Regionale du Credit Agricole Mutuel du Languedoc STU:8FZ0
45 GF Score
Price €84.19
GF Value €51.79
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin %?

Caisse Regionale du Credit Agricole Mutuel du Languedoc STU:8FZ0 -2.82% 45 OCF Margin % is -26.39% as of Dec. 2025. GuruFocus rates STU:8FZ0 with a GF Score™ of 45/100 and a GF Value™ of €51.79 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,495 Banks companies, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks worse than 66.89% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Caisse Regionale du Credit Agricole Mutuel du Languedoc's Cash Flow from Operations for the six months ended in Dec. 2025 was €-69.8 Mil. Caisse Regionale du Credit Agricole Mutuel du Languedoc's Revenue for the six months ended in Dec. 2025 was €264.3 Mil. Therefore, Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % for the quarter that ended in Dec. 2025 was -26.39%.

As of today, Caisse Regionale du Credit Agricole Mutuel du Languedoc's current OCF Yield % is 5.58%.

The historical rank and industry rank for Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % or its related term are showing as below:

STU:8FZ0' s OCF Margin % Range Over the Past 10 Years
Min: -139.15   Med: 15.7   Max: 159.21
Current: 15.92


During the past 13 years, the highest OCF Margin % of Caisse Regionale du Credit Agricole Mutuel du Languedoc was 159.21%. The lowest was -139.15%. And the median was 15.70%.

STU:8FZ0's OCF Margin % is ranked worse than
66.89% of 1495 companies
in the Banks industry
Industry Median: 29.55 vs STU:8FZ0: 15.92


Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin % Related Terms


Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin % Historical Data

* Premium members only.

The historical data trend for Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin % Chart

Caisse Regionale du Credit Agricole Mutuel du Languedoc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 159.21 -139.15 -79.71 -132.96 15.92

Caisse Regionale du Credit Agricole Mutuel du Languedoc Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -113.85 -83.28 -196.83 49.80 -26.39

Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % falls into.


STU:8FZ0
45GF Score
Caisse Regionale du Credit Agricole Mutuel du Languedoc STU:8FZ0
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale du Credit Agricole Mutuel du Languedoc OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=94.639/594.447
=15.92 %

Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-69.758/264.343
=-26.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -26.39% mean?
Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) has a OCF Margin % of -26.39% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. According to the industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #1000 out of 1495 companies in the Banks industry, placing it in the top 66.9%.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % too high?
Caisse Regionale du Credit Agricole Mutuel du Languedoc's current OCF Margin % is -26.39%. Based on the distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #1000 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Caisse Regionale du Credit Agricole Mutuel du Languedoc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale du Credit Agricole Mutuel du Languedoc's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #1000 out of 1495 companies for OCF Margin %. This places Caisse Regionale du Credit Agricole Mutuel du Languedoc in the lower half of its industry. The industry median OCF Margin % is 29.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.55, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. For the Banks industry, the median OCF Margin % is 29.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current OCF Margin % is -26.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €51.79, compared to a current price of €84.19 — trading 62.6% above its estimated fair value. The current OCF Margin % is -26.39%. Caisse Regionale du Credit Agricole Mutuel du Languedoc's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0), the current OCF Margin % is -26.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc stock appears to be overvalued. The current stock price of €84.19 is trading 62.6% above its estimated GF Value™ of €51.79. GuruFocus considers Caisse Regionale du Credit Agricole Mutuel du Languedoc to be Significantly Overvalued.

Key valuation signals for STU:8FZ0:

  • OCF Margin %: -26.39%
  • GF Value™: €51.79 vs. price of €84.19 (62.6% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the STU:8FZ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale du Credit Agricole Mutuel du Languedoc Business Description

Other Exchanges CRLA:France
Address Avenue de Montpellieret et Maurin, Lattes cedex, FRA, 34977
Caisse Regionale du Credit Agricole Mutuel du Languedoc is a regional bank in France. The bank provides banking services and products in France. It has a network of approximately 102 banking outlets and 210 branches. The bank's service portfolio consists of real estate credit, consumer credit, saving account, property insurance and insurance of persons. It primarily serves individuals, enterprises, professionals and associations, among others.
45GF Score

Get the complete analysis for STU:8FZ0

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.19
Price
€51.79
GF Value