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Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Caisse Regionale du Credit Agricole Mutuel du Languedoc PS Ratio Related Terms
Caisse Regionale du Credit Agricole Mutuel du Languedoc PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caisse Regionale du Credit Agricole Mutuel du Languedoc PS Ratio Chart
Caisse Regionale du Credit Agricole Mutuel du Languedoc Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caisse Regionale du Credit Agricole Mutuel du Languedoc PS Ratio vs Banks Industry
Caisse Regionale du Credit Agricole Mutuel du Languedoc PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Caisse Regionale du Credit Agricole Mutuel du Languedoc's Share Price of today is €84.19.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Caisse Regionale du Credit Agricole Mutuel du Languedoc's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €30.12.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) has a PS Ratio of 2.79 as of Jul. 23, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. This is 31% above median its historical median of 2.13. Over the past decade, Caisse Regionale du Credit Agricole Mutuel du Languedoc's PS Ratio has ranged from 1.36 to 3.44. According to the industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #686 out of 1511 companies in the Banks industry, placing it in the top 45.4%.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc's PS Ratio too high?
Caisse Regionale du Credit Agricole Mutuel du Languedoc's current PS Ratio of 2.79 is 31% above median its 10-year median of 2.13. Over the past 10 years, this metric has ranged from a low of 1.36 to a high of 3.44. The Banks industry median PS Ratio is 3.05. Caisse Regionale du Credit Agricole Mutuel du Languedoc's value of 2.79 is 8.5% below this industry median. Based on the distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #686 out of 1511 companies in the Banks industry, which is above the industry midpoint. Overall, Caisse Regionale du Credit Agricole Mutuel du Languedoc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale du Credit Agricole Mutuel du Languedoc's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #686 out of 1511 companies for PS Ratio. This puts Caisse Regionale du Credit Agricole Mutuel du Languedoc in the upper half of its industry. The industry median PS Ratio is 3.05. Caisse Regionale du Credit Agricole Mutuel du Languedoc's value of 2.79 is 8.5% below this benchmark. Historically, Caisse Regionale du Credit Agricole Mutuel du Languedoc's own PS Ratio has ranged from 1.36 to 3.44 over the past decade. While the company's 10-year median is 2.13 vs. the industry median of 3.05, Caisse Regionale du Credit Agricole Mutuel du Languedoc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.05, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current PS Ratio of 2.79 is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. For the Banks industry, the median PS Ratio is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current PS Ratio is 2.79, which is 31% above median its own 10-year median of 2.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €51.79, compared to a current price of €84.19 — trading 62.6% above its estimated fair value. The current PS Ratio is 2.79, which is 31% above median its 10-year median of 2.13 and 8.5% below the Banks industry median of 3.05. Caisse Regionale du Credit Agricole Mutuel du Languedoc's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0), the current PS Ratio is 2.79 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) Overvalued in 2026?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc stock appears to be overvalued.
The current stock price of €84.19 is trading 62.6% above its estimated GF Value™ of €51.79.
GuruFocus considers Caisse Regionale du Credit Agricole Mutuel du Languedoc to be Significantly Overvalued.
Key valuation signals for STU:8FZ0:
PS Ratio: 2.79 (31% above median its 10-year median of 2.13)
GF Value™: €51.79 vs. price of €84.19 (62.6% above fair value)
Industry Position: 8.5% below the Banks median (#686 of 1511)
No single metric tells the full story. See the STU:8FZ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caisse Regionale du Credit Agricole Mutuel du Languedoc Business Description
Caisse Regionale du Credit Agricole Mutuel du Languedoc is a regional bank in France. The bank provides banking services and products in France. It has a network of approximately 102 banking outlets and 210 branches. The bank's service portfolio consists of real estate credit, consumer credit, saving account, property insurance and insurance of persons. It primarily serves individuals, enterprises, professionals and associations, among others.
45GF Score
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