Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) Scaled Net Operating Assets: 0.16 (As of Dec. 2025)

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STU:8FZ0 Caisse Regionale du Credit Agricole Mutuel du Languedoc STU:8FZ0
45 GF Score
Price €84.19
GF Value €51.79
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Caisse Regionale du Credit Agricole Mutuel du Languedoc Scaled Net Operating Assets?

Caisse Regionale du Credit Agricole Mutuel du Languedoc STU:8FZ0 -2.82% 45 Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus rates STU:8FZ0 with a GF Score™ of 45/100 and a GF Value™ of €51.79 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Caisse Regionale du Credit Agricole Mutuel du Languedoc's operating assets for the quarter that ended in Dec. 2025 was €35,765.7 Mil. Caisse Regionale du Credit Agricole Mutuel du Languedoc's operating liabilities for the quarter that ended in Dec. 2025 was €30,136.5 Mil. Caisse Regionale du Credit Agricole Mutuel du Languedoc's Total Assets for the quarter that ended in Jun. 2025 was €35,854.4 Mil. Therefore, Caisse Regionale du Credit Agricole Mutuel du Languedoc's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.16.

STU:8FZ0
45GF Score
Caisse Regionale du Credit Agricole Mutuel du Languedoc STU:8FZ0
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Caisse Regionale du Credit Agricole Mutuel du Languedoc Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Caisse Regionale du Credit Agricole Mutuel du Languedoc's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(35765.734-30136.517)/36084.317
=0.16

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=36289.534 - 523.8
=35765.734

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=30232.707 - 96.19 - 0
=30136.517

Caisse Regionale du Credit Agricole Mutuel du Languedoc's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(35765.734-30136.517)/35854.388
=0.16

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=36289.534 - 523.8
=35765.734

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=30232.707 - 96.19 - 0
=30136.517

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) has a Scaled Net Operating Assets of 0.16 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc's Scaled Net Operating Assets too high?
Caisse Regionale du Credit Agricole Mutuel du Languedoc's current Scaled Net Operating Assets is 0.16. Overall, Caisse Regionale du Credit Agricole Mutuel du Languedoc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale du Credit Agricole Mutuel du Languedoc's Scaled Net Operating Assets compare to competitors?
Caisse Regionale du Credit Agricole Mutuel du Languedoc's Scaled Net Operating Assets of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €51.79, compared to a current price of €84.19 — trading 62.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. Caisse Regionale du Credit Agricole Mutuel du Languedoc's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0), the current Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale du Credit Agricole Mutuel du Languedoc (STU:8FZ0) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc stock appears to be overvalued. The current stock price of €84.19 is trading 62.6% above its estimated GF Value™ of €51.79. GuruFocus considers Caisse Regionale du Credit Agricole Mutuel du Languedoc to be Significantly Overvalued.

Key valuation signals for STU:8FZ0:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: €51.79 vs. price of €84.19 (62.6% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the STU:8FZ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale du Credit Agricole Mutuel du Languedoc Business Description

Other Exchanges CRLA:France
Address Avenue de Montpellieret et Maurin, Lattes cedex, FRA, 34977
Caisse Regionale du Credit Agricole Mutuel du Languedoc is a regional bank in France. The bank provides banking services and products in France. It has a network of approximately 102 banking outlets and 210 branches. The bank's service portfolio consists of real estate credit, consumer credit, saving account, property insurance and insurance of persons. It primarily serves individuals, enterprises, professionals and associations, among others.
45GF Score

Get the complete analysis for STU:8FZ0

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.19
Price
€51.79
GF Value