Thanachart Capital PCLTHNUY 64 OCF Margin % is 171.84% as of Mar. 2026, which is 1146% above its 10-year median of 13.79. GuruFocus rates THNUY with a GF Score™ of 64/100 and a GF Value™ of $8.05. The stock has 7 warning signs investors should review. Among 531 Credit Services companies, Thanachart Capital PCL ranks better than 84.93% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Thanachart Capital PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thanachart Capital PCL OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Thanachart Capital PCL's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Thanachart Capital PCL's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thanachart Capital PCL (THNUY) has a OCF Margin % of 171.84% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Thanachart Capital PCL and its competitors. This is 1146% above median its historical median of 13.79. According to the industry distribution chart, Thanachart Capital PCL ranks #80 out of 531 companies in the Credit Services industry, placing it in the top 15.1%.
Is Thanachart Capital PCL's OCF Margin % too high?
Thanachart Capital PCL's current OCF Margin % of 171.84% is 1146% above median its 10-year median of 13.79. The Credit Services industry median OCF Margin % is 2.55. Thanachart Capital PCL's value of 171.84% is 6638.8% above this industry median. Based on the distribution chart, Thanachart Capital PCL ranks #80 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Thanachart Capital PCL has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Thanachart Capital PCL's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Thanachart Capital PCL ranks #80 out of 531 companies for OCF Margin %. This places Thanachart Capital PCL in the top 15% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. Thanachart Capital PCL's value of 171.84% is 6638.8% above this benchmark. While the company's 10-year median is 13.79 vs. the industry median of 2.55, Thanachart Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanachart Capital PCL's current OCF Margin % of 171.84% is 6638.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Thanachart Capital PCL and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanachart Capital PCL's current OCF Margin % is 171.84%, which is 1146% above median its own 10-year median of 13.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanachart Capital PCL stock overvalued right now?
Thanachart Capital PCL (THNUY) has a current OCF Margin % of 171.84%. The stock's GF Value™ is $8.05, compared to a current price of $9.85 — trading 22.4% above its estimated fair value. The current OCF Margin % is 171.84%, which is 1146% above median its 10-year median of 13.79 and 6638.8% above the Credit Services industry median of 2.55. Thanachart Capital PCL's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Thanachart Capital PCL (THNUY), the current OCF Margin % is 171.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thanachart Capital PCL (THNUY) Overvalued in 2026?
Based on GuruFocus' analysis, Thanachart Capital PCL stock appears to be overvalued.
The current stock price of $9.85 is trading 22.4% above its estimated GF Value™ of $8.05.
Key valuation signals for THNUY:
OCF Margin %: 171.84% (1146% above median its 10-year median of 13.79)
GF Value™: $8.05 vs. price of $9.85 (22.4% above fair value)
Industry Position: 6638.8% above the Credit Services median (#80 of 531)
No single metric tells the full story. See the THNUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thanachart Capital PCL is an investment holding company domiciled in Thailand. Through its subsidiaries, it operates in different reportable operating business segments such as; non-performing assets management business, securities business, asset management business, leasing and hire purchase business, non-life insurance business, life insurance business, and others. The majority of the company's revenue is generated from its Leasing and Hire purchase business which provides auto hire purchase and financial lease services with a focus on the auto market for new and used cars markets for passenger cars as well as vehicles for commercial purposes, such as pick-ups, taxis, truck tractors and lorries, etc.
64GF Score
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