Thanachart Capital PCLTHNUY 66 Pretax Margin % is 62.21% as of Mar. 2026, which is 27% above its 10-year median of 48.97. GuruFocus rates THNUY with a GF Score™ of 66/100 and a GF Value™ of $8.05. The stock has 7 warning signs investors should review. Among 533 Credit Services companies, Thanachart Capital PCL ranks better than 84.43% on this metric.
The historical rank and industry rank for Thanachart Capital PCL's Pretax Margin % or its related term are showing as below:
THNUY'
s Pretax Margin % Range Over the Past 10 Years
Min: 30.36 Med: 48.97 Max: 57.68
Current: 56.29
THNUY's Pretax Margin % is ranked better than 84.43% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs THNUY: 56.29
Thanachart Capital PCL (OTCPK:THNUY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Thanachart Capital PCL Pretax Margin % Related Terms
Thanachart Capital PCL Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Thanachart Capital PCL's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Thanachart Capital PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thanachart Capital PCL Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Thanachart Capital PCL's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Thanachart Capital PCL's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thanachart Capital PCL (THNUY) has a Pretax Margin % of 62.21% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Thanachart Capital PCL and its competitors. This is 27% above median its historical median of 48.97. Over the past decade, Thanachart Capital PCL's Pretax Margin % has ranged from 30.36 to 57.68. According to the industry distribution chart, Thanachart Capital PCL ranks #83 out of 533 companies in the Credit Services industry, placing it in the top 15.6%.
Is Thanachart Capital PCL's Pretax Margin % too high?
Thanachart Capital PCL's current Pretax Margin % of 62.21% is 27% above median its 10-year median of 48.97. Over the past 10 years, this metric has ranged from a low of 30.36 to a high of 57.68. The Credit Services industry median Pretax Margin % is 20.02. Thanachart Capital PCL's value of 62.21% is 210.7% above this industry median. Based on the distribution chart, Thanachart Capital PCL ranks #83 out of 533 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Thanachart Capital PCL has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Thanachart Capital PCL's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Thanachart Capital PCL ranks #83 out of 533 companies for Pretax Margin %. This places Thanachart Capital PCL in the top 16% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.02. Thanachart Capital PCL's value of 62.21% is 210.7% above this benchmark. Historically, Thanachart Capital PCL's own Pretax Margin % has ranged from 30.36 to 57.68 over the past decade. While the company's 10-year median is 48.97 vs. the industry median of 20.02, Thanachart Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanachart Capital PCL's current Pretax Margin % of 62.21% is 210.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Thanachart Capital PCL and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanachart Capital PCL's current Pretax Margin % is 62.21%, which is 27% above median its own 10-year median of 48.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanachart Capital PCL stock overvalued right now?
Thanachart Capital PCL (THNUY) has a current Pretax Margin % of 62.21%. The stock's GF Value™ is $8.05, compared to a current price of $9.85 — trading 22.4% above its estimated fair value. The current Pretax Margin % is 62.21%, which is 27% above median its 10-year median of 48.97 and 210.7% above the Credit Services industry median of 20.02. Thanachart Capital PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Thanachart Capital PCL (THNUY), the current Pretax Margin % is 62.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thanachart Capital PCL (THNUY) Overvalued in 2026?
Based on GuruFocus' analysis, Thanachart Capital PCL stock appears to be overvalued.
The current stock price of $9.85 is trading 22.4% above its estimated GF Value™ of $8.05.
Key valuation signals for THNUY:
Pretax Margin %: 62.21% (27% above median its 10-year median of 48.97)
GF Value™: $8.05 vs. price of $9.85 (22.4% above fair value)
Industry Position: 210.7% above the Credit Services median (#83 of 533)
No single metric tells the full story. See the THNUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thanachart Capital PCL is an investment holding company domiciled in Thailand. Through its subsidiaries, it operates in different reportable operating business segments such as; non-performing assets management business, securities business, asset management business, leasing and hire purchase business, non-life insurance business, life insurance business, and others. The majority of the company's revenue is generated from its Leasing and Hire purchase business which provides auto hire purchase and financial lease services with a focus on the auto market for new and used cars markets for passenger cars as well as vehicles for commercial purposes, such as pick-ups, taxis, truck tractors and lorries, etc.
66GF Score
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