WierzycielWAR:WRL +0.90%59 OCF Margin % is 37.19% as of Mar. 2026, which is 20% above its 10-year median of 30.93. GuruFocus rates WAR:WRL with a GF Score™ of 59/100 and a GF Value™ of zł0.96 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 528 Credit Services companies, Wierzyciel ranks better than 70.27% on this metric.
The historical rank and industry rank for Wierzyciel's OCF Margin % or its related term are showing as below:
WAR:WRL'
s OCF Margin % Range Over the Past 10 Years
Min: -81.75 Med: 30.93 Max: 105.54
Current: 33.73
During the past 13 years, the highest OCF Margin % of Wierzyciel was 105.54%. The lowest was -81.75%. And the median was 30.93%.
WAR:WRL's OCF Margin % is ranked better than 70.27% of 528
companies
in the Credit Services industry
Industry Median: 2.655
vs WAR:WRL: 33.73
Wierzyciel OCF Margin % Related Terms
Wierzyciel OCF Margin % Historical Data
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The historical data trend for Wierzyciel's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Wierzyciel's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wierzyciel OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Wierzyciel's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Wierzyciel's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wierzyciel (WAR:WRL) has a OCF Margin % of 37.19% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Wierzyciel and its competitors. This is 20% above median its historical median of 30.93. According to the industry distribution chart, Wierzyciel ranks #157 out of 528 companies in the Credit Services industry, placing it in the top 29.7%.
Is Wierzyciel's OCF Margin % too high?
Wierzyciel's current OCF Margin % of 37.19% is 20% above median its 10-year median of 30.93. The Credit Services industry median OCF Margin % is 2.66. Wierzyciel's value of 37.19% is 1300.8% above this industry median. Based on the distribution chart, Wierzyciel ranks #157 out of 528 companies in the Credit Services industry, which is above the industry midpoint. Overall, Wierzyciel has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wierzyciel's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Wierzyciel ranks #157 out of 528 companies for OCF Margin %. This puts Wierzyciel in the upper half of its industry. The industry median OCF Margin % is 2.66. Wierzyciel's value of 37.19% is 1300.8% above this benchmark. While the company's 10-year median is 30.93 vs. the industry median of 2.66, Wierzyciel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.66, based on 528 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wierzyciel's current OCF Margin % of 37.19% is 1300.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Wierzyciel and its competitors. For the Credit Services industry, the median OCF Margin % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wierzyciel's current OCF Margin % is 37.19%, which is 20% above median its own 10-year median of 30.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wierzyciel stock overvalued right now?
Based on GuruFocus' analysis, Wierzyciel (WAR:WRL) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.96, compared to a current price of zł0.67 — trading 29.8% below its estimated fair value. The current OCF Margin % is 37.19%, which is 20% above median its 10-year median of 30.93 and 1300.8% above the Credit Services industry median of 2.66. Wierzyciel's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Wierzyciel (WAR:WRL), the current OCF Margin % is 37.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wierzyciel (WAR:WRL) Overvalued in 2026?
Based on GuruFocus' analysis, Wierzyciel stock appears to be undervalued.
The current stock price of zł0.67 is trading 29.8% below its estimated GF Value™ of zł0.96.
GuruFocus considers Wierzyciel to be Possible Value Trap.
Key valuation signals for WAR:WRL:
OCF Margin %: 37.19% (20% above median its 10-year median of 30.93)
GF Value™: zł0.96 vs. price of zł0.67 (29.8% below fair value)
Industry Position: 1300.8% above the Credit Services median (#157 of 528)
No single metric tells the full story. See the WAR:WRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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