Wierzyciel (WAR:WRL) OCF Yield %: 19.15 (As of Jul. 06, 2026) — 15% Below Median


WAR:WRL Wierzyciel SA WAR:WRL
59 GF Score
Price zł0.67
GF Value zł0.96
Valuation Possible Value Trap
! 2 Warning Signs
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What is Wierzyciel OCF Yield %?

Wierzyciel WAR:WRL +0.90% 59 OCF Yield % is 19.15 as of Jul. 06, 2026, which is 15% below its 10-year median of 22.49. GuruFocus rates WAR:WRL with a GF Score™ of 59/100 and a GF Value™ of zł0.96 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 538 Credit Services companies, Wierzyciel ranks better than 78.25% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Wierzyciel's Trailing 12-Month Cash Flow from Operations is zł0.97 Mil, and Market Cap is zł5.08 Mil. Therefore, Wierzyciel's OCF Yield % for today is 19.15%.

The historical rank and industry rank for Wierzyciel's OCF Yield % or its related term are showing as below:

WAR:WRL' s OCF Yield % Range Over the Past 10 Years
Min: -27.74   Med: 22.49   Max: 249.1
Current: 19.15


During the past 13 years, the highest OCF Yield % of Wierzyciel was 249.10%. The lowest was -27.74%. And the median was 22.49%.

WAR:WRL's OCF Yield % is ranked better than
78.25% of 538 companies
in the Credit Services industry
Industry Median: 0.105 vs WAR:WRL: 19.15

Wierzyciel's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Wierzyciel OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Wierzyciel OCF Yield % Related Terms


Wierzyciel OCF Yield % Historical Data

* Premium members only.

The historical data trend for Wierzyciel's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wierzyciel OCF Yield % Chart

Wierzyciel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.88 -3.15 -6.72 -10.23 15.00

Wierzyciel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.17 -26.76 114.90 -31.29 27.13

WAR:WRL vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Wierzyciel's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wierzyciel OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Wierzyciel's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Wierzyciel's OCF Yield % falls into.


WAR:WRL
59GF Score
Wierzyciel SA WAR:WRL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wierzyciel OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Wierzyciel's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=0.646 / 4.307732
=15.00%

Wierzyciel's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0.286 * 4 / 4.21736
=27.13%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 19.15 mean?
Wierzyciel (WAR:WRL) has a OCF Yield % of 19.15 as of Jul. 06, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Wierzyciel and its competitors. This is 15% below median its historical median of 22.49. According to the industry distribution chart, Wierzyciel ranks #117 out of 538 companies in the Credit Services industry, placing it in the top 21.7%.
Is Wierzyciel's OCF Yield % too high?
Wierzyciel's current OCF Yield % of 19.15 is 15% below median its 10-year median of 22.49. The Credit Services industry median OCF Yield % is 0.11. Wierzyciel's value of 19.15 is 18138.1% above this industry median. Based on the distribution chart, Wierzyciel ranks #117 out of 538 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Wierzyciel has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wierzyciel's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Wierzyciel ranks #117 out of 538 companies for OCF Yield %. This places Wierzyciel in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 0.11. Wierzyciel's value of 19.15 is 18138.1% above this benchmark. While the company's 10-year median is 22.49 vs. the industry median of 0.11, Wierzyciel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.11, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wierzyciel's current OCF Yield % of 19.15 is 18138.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Wierzyciel and its competitors. For the Credit Services industry, the median OCF Yield % is 0.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wierzyciel's current OCF Yield % is 19.15, which is 15% below median its own 10-year median of 22.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wierzyciel stock overvalued right now?
Based on GuruFocus' analysis, Wierzyciel (WAR:WRL) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.96, compared to a current price of zł0.67 — trading 29.8% below its estimated fair value. The current OCF Yield % is 19.15, which is 15% below median its 10-year median of 22.49 and 18138.1% above the Credit Services industry median of 0.11. Wierzyciel's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Wierzyciel (WAR:WRL), the current OCF Yield % is 19.15 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wierzyciel (WAR:WRL) Overvalued in 2026?

Based on GuruFocus' analysis, Wierzyciel stock appears to be undervalued. The current stock price of zł0.67 is trading 29.8% below its estimated GF Value™ of zł0.96. GuruFocus considers Wierzyciel to be Possible Value Trap.

Key valuation signals for WAR:WRL:

  • OCF Yield %: 19.15 (15% below median its 10-year median of 22.49)
  • GF Value™: zł0.96 vs. price of zł0.67 (29.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 18138.1% above the Credit Services median (#117 of 538)

No single metric tells the full story. See the WAR:WRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wierzyciel Business Description

Address street Nowy ?wiat 3, Ruda Slaska, POL, 41-706
Wierzyciel SA is a Poland based company engaged in the consumer financial services provision. The company also operates on the cash loan sales market.
59GF Score

Get the complete analysis for WAR:WRL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.67
Price
zł0.96
GF Value