Western New England BancorpWNEB -0.77%64 OCF Margin % is 1.55% as of Mar. 2026, which is 94% below its 10-year median of 25.25. GuruFocus rates WNEB with a GF Score™ of 64/100 and a GF Value™ of $10.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,500 Banks companies, Western New England Bancorp ranks worse than 60.33% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Western New England Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Western New England Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Western New England Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Western New England Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Western New England Bancorp (WNEB) has a OCF Margin % of 1.55% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Western New England Bancorp and its competitors. This is 94% below median its historical median of 25.25. Over the past decade, Western New England Bancorp's OCF Margin % has ranged from 2.10 to 40.97. According to the industry distribution chart, Western New England Bancorp ranks #905 out of 1500 companies in the Banks industry, placing it in the top 60.3%.
Is Western New England Bancorp's OCF Margin % too high?
Western New England Bancorp's current OCF Margin % of 1.55% is 94% below median its 10-year median of 25.25. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 40.97. The Banks industry median OCF Margin % is 29.44. Western New England Bancorp's value of 1.55% is 94.7% below this industry median. Based on the distribution chart, Western New England Bancorp ranks #905 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Western New England Bancorp has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Western New England Bancorp's OCF Margin % compare to FFBB and FRAF?
According to the Banks industry distribution chart, Western New England Bancorp ranks #905 out of 1500 companies for OCF Margin %. This places Western New England Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.44. Western New England Bancorp's value of 1.55% is 94.7% below this benchmark. Historically, Western New England Bancorp's own OCF Margin % has ranged from 2.10 to 40.97 over the past decade. While the company's 10-year median is 25.25 vs. the industry median of 29.44, Western New England Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Western New England Bancorp's current OCF Margin % of 1.55% is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Western New England Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western New England Bancorp's current OCF Margin % is 1.55%, which is 94% below median its own 10-year median of 25.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western New England Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Western New England Bancorp (WNEB) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.43, compared to a current price of $14.09 — trading 35.1% above its estimated fair value. The current OCF Margin % is 1.55%, which is 94% below median its 10-year median of 25.25 and 94.7% below the Banks industry median of 29.44. Western New England Bancorp's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Western New England Bancorp (WNEB), the current OCF Margin % is 1.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Western New England Bancorp (WNEB) Overvalued in 2026?
Based on GuruFocus' analysis, Western New England Bancorp stock appears to be overvalued.
The current stock price of $14.09 is trading 35.1% above its estimated GF Value™ of $10.43.
GuruFocus considers Western New England Bancorp to be Significantly Overvalued.
Key valuation signals for WNEB:
OCF Margin %: 1.55% (94% below median its 10-year median of 25.25)
GF Value™: $10.43 vs. price of $14.09 (35.1% above fair value)
Industry Position: 94.7% below the Banks median (#905 of 1500)
No single metric tells the full story. See the WNEB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western New England Bancorp Inc through its bank subsidiary, provides a range of financial services to individuals and companies in western Massachusetts and northern Connecticut. These services include commercial lending, residential lending and consumer lending, checking, savings and time deposits, cash management, and wealth management. Substantially all of the company's revenues, profits, and assets are derived by the Bank from banking products and services.
64GF Score
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