Paysera Bulgaria JSC (XBUL:PAY) OCF Margin %: -17.61% (As of Dec. 2025)

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XBUL:PAY Paysera Bulgaria JSC XBUL:PAY
13 GF Score
Price €2.48
! 2 Warning Signs
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What is Paysera Bulgaria JSC OCF Margin %?

Paysera Bulgaria JSC XBUL:PAY 13 OCF Margin % is -17.61% as of Dec. 2025. GuruFocus rates XBUL:PAY with a GF Score™ of 13/100. The stock has 2 warning signs investors should review. Among 2,864 Software companies, Paysera Bulgaria JSC ranks worse than 77.16% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Paysera Bulgaria JSC's Cash Flow from Operations for the six months ended in Dec. 2025 was €-0.21 Mil. Paysera Bulgaria JSC's Revenue for the six months ended in Dec. 2025 was €1.22 Mil. Therefore, Paysera Bulgaria JSC's OCF Margin % for the quarter that ended in Dec. 2025 was -17.61%.

As of today, Paysera Bulgaria JSC's current OCF Yield % is -8.99%.

The historical rank and industry rank for Paysera Bulgaria JSC's OCF Margin % or its related term are showing as below:

XBUL:PAY' s OCF Margin % Range Over the Past 10 Years
Min: -8.12   Med: -2.01   Max: 9.8
Current: -8.17

During the past 5 years, the highest OCF Margin % of Paysera Bulgaria JSC was 9.80%. The lowest was -8.12%. And the median was -2.01%.

XBUL:PAY's OCF Margin % is ranked worse than
77.16% of 2864 companies
in the Software industry
Industry Median: 7.045 vs XBUL:PAY: -8.17

Paysera Bulgaria JSC OCF Margin % Related Terms

Paysera Bulgaria JSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Paysera Bulgaria JSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paysera Bulgaria JSC OCF Margin % Chart

Paysera Bulgaria JSC Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
-2.00 9.72 0.10 -3.19 -8.15

Paysera Bulgaria JSC Semi-Annual Data
Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial 0.00 -6.36 0.00 1.91 -17.61

XBUL:PAY vs MSFT, PLTR, ORCL: OCF Margin % Comparison

For the Software - Infrastructure subindustry, Paysera Bulgaria JSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paysera Bulgaria JSC OCF Margin % vs Software Industry

For the Software industry and Technology sector, Paysera Bulgaria JSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Paysera Bulgaria JSC's OCF Margin % falls into.


XBUL:PAY
13GF Score
Paysera Bulgaria JSC XBUL:PAY
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paysera Bulgaria JSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Paysera Bulgaria JSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-0.193/2.369
=-8.15 %

Paysera Bulgaria JSC's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-0.214/1.215
=-17.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -17.61% mean?
Paysera Bulgaria JSC (XBUL:PAY) has a OCF Margin % of -17.61% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Paysera Bulgaria JSC and its competitors. According to the industry distribution chart, Paysera Bulgaria JSC ranks #2210 out of 2864 companies in the Software industry, placing it in the top 77.2%.
Is Paysera Bulgaria JSC's OCF Margin % too high?
Paysera Bulgaria JSC's current OCF Margin % is -17.61%. Based on the distribution chart, Paysera Bulgaria JSC ranks #2210 out of 2864 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Paysera Bulgaria JSC has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Paysera Bulgaria JSC's OCF Margin % compare to MSFT and PLTR?
According to the Software industry distribution chart, Paysera Bulgaria JSC ranks #2210 out of 2864 companies for OCF Margin %. This places Paysera Bulgaria JSC in the lower half of its industry. The industry median OCF Margin % is 7.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 7.05, based on 2,864 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Paysera Bulgaria JSC and its competitors. For the Software industry, the median OCF Margin % is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paysera Bulgaria JSC's current OCF Margin % is -17.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paysera Bulgaria JSC stock overvalued right now?
Paysera Bulgaria JSC (XBUL:PAY) has a current OCF Margin % of -17.61%. The current OCF Margin % is -17.61%. Paysera Bulgaria JSC's overall GF Score™ is 13/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Paysera Bulgaria JSC (XBUL:PAY), the current OCF Margin % is -17.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Paysera Bulgaria JSC Business Description

Address Ami Bue str. 84, floor 4th, Sofia, BGR, 1612
Paysera Bulgaria JSC operates in Bulgaria and Romania. The company provides services related to electronic money issuance and redemption, domestic and international money transfers, payment gateway solutions for e-commerce, POS terminals, debit cards, event ticketing through Paysera Tickets, QR-based retailer payments, and gold trading and storage. Its operations include marketing, sales, customer service, and technical support adapted for the local markets.
13GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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