Paysera Bulgaria JSC (XBUL:PAY) Receivables Turnover: 6.21 (As of Dec. 2025)

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XBUL:PAY Paysera Bulgaria JSC XBUL:PAY
13 GF Score
Price €2.48
! 2 Warning Signs
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What is Paysera Bulgaria JSC Receivables Turnover?

Paysera Bulgaria JSC XBUL:PAY 13 Receivables Turnover is 6.21 as of Dec. 2025. GuruFocus rates XBUL:PAY with a GF Score™ of 13/100. The stock has 2 warning signs investors should review. Among 2,788 Software companies, Paysera Bulgaria JSC ranks better than 83% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Paysera Bulgaria JSC's Revenue for the six months ended in Dec. 2025 was €1.22 Mil. Paysera Bulgaria JSC's average Accounts Receivable for the six months ended in Dec. 2025 was €0.20 Mil. Hence, Paysera Bulgaria JSC's Receivables Turnover for the six months ended in Dec. 2025 was 6.21.


Paysera Bulgaria JSC  (XBUL:PAY) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Paysera Bulgaria JSC Receivables Turnover Related Terms


Paysera Bulgaria JSC Receivables Turnover Historical Data

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The historical data trend for Paysera Bulgaria JSC's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paysera Bulgaria JSC Receivables Turnover Chart

Paysera Bulgaria JSC Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
8.53 9.50 12.33 8.21 10.87

Paysera Bulgaria JSC Semi-Annual Data
Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Receivables Turnover Get a 7-Day Free Trial 0.00 3.80 4.47 5.53 6.21

XBUL:PAY vs MSFT, PLTR, ORCL: Receivables Turnover Comparison

For the Software - Infrastructure subindustry, Paysera Bulgaria JSC's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paysera Bulgaria JSC Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Paysera Bulgaria JSC's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Paysera Bulgaria JSC's Receivables Turnover falls into.


XBUL:PAY
13GF Score
Paysera Bulgaria JSC XBUL:PAY
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Paysera Bulgaria JSC Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Paysera Bulgaria JSC's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=2.369 / ((0.231 + 0.205) / 2 )
=2.369 / 0.218
=10.87

Paysera Bulgaria JSC's Receivables Turnover for the quarter that ended in Dec. 2025 is calculated as

Receivables Turnover (Q: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Dec. 2025 ) / ((Accounts Receivable (Q: Jun. 2025 ) + Accounts Receivable (Q: Dec. 2025 )) / count )
=1.215 / ((0.186 + 0.205) / 2 )
=1.215 / 0.1955
=6.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 6.21 mean?
Paysera Bulgaria JSC (XBUL:PAY) has a Receivables Turnover of 6.21 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Paysera Bulgaria JSC and its competitors. According to the industry distribution chart, Paysera Bulgaria JSC ranks #474 out of 2788 companies in the Software industry, placing it in the top 17%.
Is Paysera Bulgaria JSC's Receivables Turnover too high?
Paysera Bulgaria JSC's current Receivables Turnover is 6.21. The Software industry median Receivables Turnover is 6.03. Paysera Bulgaria JSC's value of 6.21 is 3% above this industry median. Based on the distribution chart, Paysera Bulgaria JSC ranks #474 out of 2788 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Paysera Bulgaria JSC has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Paysera Bulgaria JSC's Receivables Turnover compare to MSFT and PLTR?
According to the Software industry distribution chart, Paysera Bulgaria JSC ranks #474 out of 2788 companies for Receivables Turnover. This places Paysera Bulgaria JSC in the top 17% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 6.03. Paysera Bulgaria JSC's value of 6.21 is 3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 6.03, based on 2,788 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paysera Bulgaria JSC's current Receivables Turnover of 6.21 is 3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Paysera Bulgaria JSC and its competitors. For the Software industry, the median Receivables Turnover is 6.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paysera Bulgaria JSC's current Receivables Turnover is 6.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paysera Bulgaria JSC stock overvalued right now?
Paysera Bulgaria JSC (XBUL:PAY) has a current Receivables Turnover of 6.21. The current Receivables Turnover is 6.21 and 3% above the Software industry median of 6.03. Paysera Bulgaria JSC's overall GF Score™ is 13/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Paysera Bulgaria JSC (XBUL:PAY), the current Receivables Turnover is 6.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Paysera Bulgaria JSC Business Description

Address Ami Bue str. 84, floor 4th, Sofia, BGR, 1612
Paysera Bulgaria JSC operates in Bulgaria and Romania. The company provides services related to electronic money issuance and redemption, domestic and international money transfers, payment gateway solutions for e-commerce, POS terminals, debit cards, event ticketing through Paysera Tickets, QR-based retailer payments, and gold trading and storage. Its operations include marketing, sales, customer service, and technical support adapted for the local markets.
13GF Score

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