Fidelity Life Assurance of Zimbabwe (XZIM:FIDL.ZW) OCF Margin %: 0.00% (As of Dec. 2025)


XZIM:FIDL.ZW Fidelity Life Assurance of Zimbabwe Ltd XZIM:FIDL.ZW
83 GF Score
Price ZWG70.00
GF Value ZWG159.40
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fidelity Life Assurance of Zimbabwe OCF Margin %?

Fidelity Life Assurance of Zimbabwe XZIM:FIDL.ZW +3.09% 83 OCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates XZIM:FIDL.ZW with a GF Score™ of 83/100 and a GF Value™ of ZWG159.40 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 502 Insurance companies, Fidelity Life Assurance of Zimbabwe ranks worse than 62.75% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Fidelity Life Assurance of Zimbabwe's Cash Flow from Operations for the six months ended in Dec. 2025 was ZWG0.0 Mil. Fidelity Life Assurance of Zimbabwe's Revenue for the six months ended in Dec. 2025 was ZWG0.0 Mil. Therefore, Fidelity Life Assurance of Zimbabwe's OCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Fidelity Life Assurance of Zimbabwe's current OCF Yield % is 0.69%.

The historical rank and industry rank for Fidelity Life Assurance of Zimbabwe's OCF Margin % or its related term are showing as below:

XZIM:FIDL.ZW' s OCF Margin % Range Over the Past 10 Years
Min: -44.16   Med: 10.89   Max: 53.67
Current: 6.62


During the past 12 years, the highest OCF Margin % of Fidelity Life Assurance of Zimbabwe was 53.67%. The lowest was -44.16%. And the median was 10.89%.

XZIM:FIDL.ZW's OCF Margin % is ranked worse than
62.75% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs XZIM:FIDL.ZW: 6.62


Fidelity Life Assurance of Zimbabwe OCF Margin % Related Terms


Fidelity Life Assurance of Zimbabwe OCF Margin % Historical Data

* Premium members only.

The historical data trend for Fidelity Life Assurance of Zimbabwe's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fidelity Life Assurance of Zimbabwe OCF Margin % Chart

Fidelity Life Assurance of Zimbabwe Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.15 10.89 5.11 6.62 10.89

Fidelity Life Assurance of Zimbabwe Semi-Annual Data
Dec11 Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun23 Dec23 Jun24 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -29.67 44.57 41.41 -49.39 0.00

XZIM:FIDL.ZW vs AFL, MET, PRU: OCF Margin % Comparison

For the Insurance - Life subindustry, Fidelity Life Assurance of Zimbabwe's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidelity Life Assurance of Zimbabwe OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Fidelity Life Assurance of Zimbabwe's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Fidelity Life Assurance of Zimbabwe's OCF Margin % falls into.


XZIM:FIDL.ZW
83GF Score
Fidelity Life Assurance of Zimbabwe Ltd XZIM:FIDL.ZW
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fidelity Life Assurance of Zimbabwe OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Fidelity Life Assurance of Zimbabwe's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=216.171/1985.66
=10.89 %

Fidelity Life Assurance of Zimbabwe's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/0
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Fidelity Life Assurance of Zimbabwe (XZIM:FIDL.ZW) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Fidelity Life Assurance of Zimbabwe and its competitors. According to the industry distribution chart, Fidelity Life Assurance of Zimbabwe ranks #315 out of 502 companies in the Insurance industry, placing it in the top 62.7%.
Is Fidelity Life Assurance of Zimbabwe's OCF Margin % too high?
Fidelity Life Assurance of Zimbabwe's current OCF Margin % is 0.00%. Based on the distribution chart, Fidelity Life Assurance of Zimbabwe ranks #315 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Fidelity Life Assurance of Zimbabwe has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Life Assurance of Zimbabwe's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Fidelity Life Assurance of Zimbabwe ranks #315 out of 502 companies for OCF Margin %. This places Fidelity Life Assurance of Zimbabwe in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Fidelity Life Assurance of Zimbabwe and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity Life Assurance of Zimbabwe's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Life Assurance of Zimbabwe stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Life Assurance of Zimbabwe (XZIM:FIDL.ZW) is currently considered Significantly Undervalued. The stock's GF Value™ is ZWG159.40, compared to a current price of ZWG70.00 — trading 56.1% below its estimated fair value. The current OCF Margin % is 0.00%. Fidelity Life Assurance of Zimbabwe's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Fidelity Life Assurance of Zimbabwe (XZIM:FIDL.ZW), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity Life Assurance of Zimbabwe (XZIM:FIDL.ZW) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity Life Assurance of Zimbabwe stock appears to be undervalued. The current stock price of ZWG70.00 is trading 56.1% below its estimated GF Value™ of ZWG159.40. GuruFocus considers Fidelity Life Assurance of Zimbabwe to be Significantly Undervalued.

Key valuation signals for XZIM:FIDL.ZW:

  • OCF Margin %: 0.00%
  • GF Value™: ZWG159.40 vs. price of ZWG70.00 (56.1% below fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the XZIM:FIDL.ZW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fidelity Life Assurance of Zimbabwe Business Description

Address 66 Julius Nyerere Way, Fidelity House, Harare, ZWE
Fidelity Life Assurance of Zimbabwe Ltd is involved in the insurance business. The company's operating segment includes Insurance, Property Investment, Microlending, and Others. The Insurance segment of the company is involved in life assurance and pensions and the Microlending segment is involved in consumer loans, business loans, and loans to farmers. The company generates maximum revenue from the Insurance segment. Geographically, the company derives a majority of its revenue from Zimbabwe and also has a presence in Malawi.
83GF Score

Get the complete analysis for XZIM:FIDL.ZW

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ZWG70.00
Price
ZWG159.40
GF Value