BANF (BancFirst) OCF Yield %: 7.73 (As of Sep. 22, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BANF BancFirst Corp BANF
72 GF Score
Price $109.95
GF Value $121.06
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is BancFirst OCF Yield %?

BancFirst BANF +0.45% 72 OCF Yield % is 7.73 as of Sep. 22, 2026, which is 3% above its 10-year median of 7.49. GuruFocus rates BANF with a GF Score™ of 72/100 and a GF Value™ of $121.06 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,487 Banks companies, BancFirst ranks worse than 56.62% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, BancFirst's Trailing 12-Month Cash Flow from Operations is $285.7 Mil, and Market Cap is $3,694.2 Mil. Therefore, BancFirst's OCF Yield % for today is 7.73%.

The historical rank and industry rank for BancFirst's OCF Yield % or its related term are showing as below:

BANF' s OCF Yield % Range Over the Past 10 Years
Min: 4.8   Med: 7.49   Max: 15.9
Current: 7.73


During the past 13 years, the highest OCF Yield % of BancFirst was 15.90%. The lowest was 4.80%. And the median was 7.49%.

BANF's OCF Yield % is ranked worse than
56.62% of 1487 companies
in the Banks industry
Industry Median: 9.14 vs BANF: 7.73

BancFirst's OCF Margin % for the quarter that ended in Jun. 2026 was %.


BancFirst OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


BancFirst OCF Yield % Related Terms


BancFirst OCF Yield % Historical Data

* Premium members only.

The historical data trend for BancFirst's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BancFirst OCF Yield % Chart

BancFirst Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.61 7.01 7.10 6.76 8.04

BancFirst Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.04 6.78 8.04 7.78 7.65

BANF vs RNST, NIC, PRK: OCF Yield % Comparison

For the Banks - Regional subindustry, BancFirst's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BancFirst OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BancFirst's OCF Yield % distribution charts can be found below:

* The bar in red indicates where BancFirst's OCF Yield % falls into.


BANF
72GF Score
BancFirst Corp BANF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BancFirst OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

BancFirst's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=285.823 / 3555.80817264
=8.04%

BancFirst's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=81.405 * 4 / 3733.82853185
=8.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.73 mean?
BancFirst (BANF) has a OCF Yield % of 7.73 as of Sep. 22, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BancFirst and its competitors. This is near median its historical median of 7.49. Over the past decade, BancFirst's OCF Yield % has ranged from 4.80 to 15.90. According to the industry distribution chart, BancFirst ranks #842 out of 1487 companies in the Banks industry, placing it in the top 56.6%.
Is BancFirst's OCF Yield % too high?
BancFirst's current OCF Yield % of 7.73 is near median its 10-year median of 7.49. Over the past 10 years, this metric has ranged from a low of 4.80 to a high of 15.90. The Banks industry median OCF Yield % is 9.14. BancFirst's value of 7.73 is 15.4% below this industry median. Based on the distribution chart, BancFirst ranks #842 out of 1487 companies in the Banks industry, which is below the industry midpoint. Overall, BancFirst has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BancFirst's OCF Yield % compare to RNST and NIC?
According to the Banks industry distribution chart, BancFirst ranks #842 out of 1487 companies for OCF Yield %. This places BancFirst in the lower half of its industry. The industry median OCF Yield % is 9.14. BancFirst's value of 7.73 is 15.4% below this benchmark. Historically, BancFirst's own OCF Yield % has ranged from 4.80 to 15.90 over the past decade. While the company's 10-year median is 7.49 vs. the industry median of 9.14, BancFirst has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.14, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BancFirst's current OCF Yield % of 7.73 is 15.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BancFirst and its competitors. For the Banks industry, the median OCF Yield % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BancFirst's current OCF Yield % is 7.73, which is near median its own 10-year median of 7.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BancFirst stock overvalued right now?
Based on GuruFocus' analysis, BancFirst (BANF) is currently considered Fairly Valued. The stock's GF Value™ is $121.06, compared to a current price of $109.95 — trading 9.2% below its estimated fair value. The current OCF Yield % is 7.73, which is near median its 10-year median of 7.49 and 15.4% below the Banks industry median of 9.14. BancFirst's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For BancFirst (BANF), the current OCF Yield % is 7.73 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BancFirst (BANF) Overvalued in 2026?

Based on GuruFocus' analysis, BancFirst stock appears to be undervalued. The current stock price of $109.95 is trading 9.2% below its estimated GF Value™ of $121.06. GuruFocus considers BancFirst to be Fairly Valued.

Key valuation signals for BANF:

  • OCF Yield %: 7.73 (near median its 10-year median of 7.49)
  • GF Value™: $121.06 vs. price of $109.95 (9.2% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 15.4% below the Banks median (#842 of 1487)

No single metric tells the full story. See the BANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BancFirst Business Description

Address 100 North Broadway Avenue, Oklahoma City, OK, USA, 73102
BancFirst Corp is a bank holding company headquartered in Oklahoma City that operates primarily through its subsidiary BancFirst, Oklahoma's largest state-chartered bank. It serves customers across Oklahoma through a network of metropolitan and community banks, offering traditional commercial and retail banking products including commercial, agricultural, and consumer lending, deposit accounts, and cash management. Its specialty business units provide guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking, and insurance. The company also operates Pegasus Bank in the Dallas, Texas market and Worthington National Bank in the Fort Worth area. Revenue is generated mainly from net interest income on loans and securities, supplemented by fees from deposit services, trust and brokerage activities, mortgage banking, and insurance. BancFirst emphasizes community banking relationships with local decision-making while maintaining centralized operational and support functions.
72GF Score

Get the complete analysis for BANF

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$109.95
Price
$121.06
GF Value