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BancFirstBANF -0.28%69 OCF Margin % is 42.37% as of Mar. 2026, which is 11% above its 10-year median of 38.07. GuruFocus rates BANF with a GF Score™ of 69/100 and a GF Value™ of $118.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,496 Banks companies, BancFirst ranks better than 64.91% on this metric.
The historical data trend for BancFirst's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BancFirst's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BancFirst OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BancFirst's OCF Margin % distribution charts can be found below:
* The bar in red indicates where BancFirst's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BancFirst (BANF) has a OCF Margin % of 42.37% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BancFirst and its competitors. This is 11% above median its historical median of 38.07. Over the past decade, BancFirst's OCF Margin % has ranged from 29.13 to 41.99. According to the industry distribution chart, BancFirst ranks #525 out of 1496 companies in the Banks industry, placing it in the top 35.1%.
Is BancFirst's OCF Margin % too high?
BancFirst's current OCF Margin % of 42.37% is 11% above median its 10-year median of 38.07. Over the past 10 years, this metric has ranged from a low of 29.13 to a high of 41.99. The Banks industry median OCF Margin % is 29.64. BancFirst's value of 42.37% is 42.9% above this industry median. Based on the distribution chart, BancFirst ranks #525 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, BancFirst has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BancFirst's OCF Margin % compare to WSBC and CVBF?
According to the Banks industry distribution chart, BancFirst ranks #525 out of 1496 companies for OCF Margin %. This puts BancFirst in the upper half of its industry. The industry median OCF Margin % is 29.64. BancFirst's value of 42.37% is 42.9% above this benchmark. Historically, BancFirst's own OCF Margin % has ranged from 29.13 to 41.99 over the past decade. While the company's 10-year median is 38.07 vs. the industry median of 29.64, BancFirst has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.64, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BancFirst's current OCF Margin % of 42.37% is 42.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BancFirst and its competitors. For the Banks industry, the median OCF Margin % is 29.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BancFirst's current OCF Margin % is 42.37%, which is 11% above median its own 10-year median of 38.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BancFirst stock overvalued right now?
Based on GuruFocus' analysis, BancFirst (BANF) is currently considered Fairly Valued. The stock's GF Value™ is $118.75, compared to a current price of $113.06 — trading 4.8% below its estimated fair value. The current OCF Margin % is 42.37%, which is 11% above median its 10-year median of 38.07 and 42.9% above the Banks industry median of 29.64. BancFirst's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BancFirst (BANF), the current OCF Margin % is 42.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BancFirst (BANF) Overvalued in 2026?
Based on GuruFocus' analysis, BancFirst stock appears to be undervalued.
The current stock price of $113.06 is trading 4.8% below its estimated GF Value™ of $118.75.
GuruFocus considers BancFirst to be Fairly Valued.
Key valuation signals for BANF:
OCF Margin %: 42.37% (11% above median its 10-year median of 38.07)
GF Value™: $118.75 vs. price of $113.06 (4.8% below fair value)
Industry Position: 42.9% above the Banks median (#525 of 1496)
No single metric tells the full story. See the BANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BancFirst Corp is engaged in providing banking services. The company's business unit includes BancFirst metropolitan banks, BancFirst community banks, Pegasus Bank, Worthington, other financial services and executive, operations and support. BancFirst metropolitan banks, BancFirst community banks, Pegasus and Worthington offer traditional banking products such as commercial and retail lending and a full line of deposit accounts. Its Other financial services are specialty product business units including guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking, and insurance.
69GF Score
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