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BancFirstBANF -0.28%69 FCF Margin % is 36.35% as of Mar. 2026, which is 11% above its 10-year median of 32.89. GuruFocus rates BANF with a GF Score™ of 69/100 and a GF Value™ of $118.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, BancFirst ranks better than 60.4% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. BancFirst's Free Cash Flow for the
three
months ended in Mar. 2026 was $65.1 Mil. BancFirst's Revenue for the
three
months ended in Mar. 2026 was $179.0 Mil. Therefore, BancFirst's FCF Margin % for the quarter that ended in Mar. 2026 was 36.35%.
The historical data trend for BancFirst's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BancFirst's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BancFirst FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BancFirst's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BancFirst's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BancFirst (BANF) has a FCF Margin % of 36.35% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BancFirst and its competitors. This is 11% above median its historical median of 32.89. Over the past decade, BancFirst's FCF Margin % has ranged from 19.92 to 37.04. According to the industry distribution chart, BancFirst ranks #594 out of 1500 companies in the Banks industry, placing it in the top 39.6%.
Is BancFirst's FCF Margin % too high?
BancFirst's current FCF Margin % of 36.35% is 11% above median its 10-year median of 32.89. Over the past 10 years, this metric has ranged from a low of 19.92 to a high of 37.04. The Banks industry median FCF Margin % is 26.40. BancFirst's value of 36.35% is 37.7% above this industry median. Based on the distribution chart, BancFirst ranks #594 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, BancFirst has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BancFirst's FCF Margin % compare to WSBC and CVBF?
According to the Banks industry distribution chart, BancFirst ranks #594 out of 1500 companies for FCF Margin %. This puts BancFirst in the upper half of its industry. The industry median FCF Margin % is 26.40. BancFirst's value of 36.35% is 37.7% above this benchmark. Historically, BancFirst's own FCF Margin % has ranged from 19.92 to 37.04 over the past decade. While the company's 10-year median is 32.89 vs. the industry median of 26.40, BancFirst has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.40, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BancFirst's current FCF Margin % of 36.35% is 37.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BancFirst and its competitors. For the Banks industry, the median FCF Margin % is 26.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BancFirst's current FCF Margin % is 36.35%, which is 11% above median its own 10-year median of 32.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BancFirst stock overvalued right now?
Based on GuruFocus' analysis, BancFirst (BANF) is currently considered Fairly Valued. The stock's GF Value™ is $118.75, compared to a current price of $113.06 — trading 4.8% below its estimated fair value. The current FCF Margin % is 36.35%, which is 11% above median its 10-year median of 32.89 and 37.7% above the Banks industry median of 26.40. BancFirst's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BancFirst (BANF), the current FCF Margin % is 36.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BancFirst (BANF) Overvalued in 2026?
Based on GuruFocus' analysis, BancFirst stock appears to be undervalued.
The current stock price of $113.06 is trading 4.8% below its estimated GF Value™ of $118.75.
GuruFocus considers BancFirst to be Fairly Valued.
Key valuation signals for BANF:
FCF Margin %: 36.35% (11% above median its 10-year median of 32.89)
GF Value™: $118.75 vs. price of $113.06 (4.8% below fair value)
Industry Position: 37.7% above the Banks median (#594 of 1500)
No single metric tells the full story. See the BANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BancFirst Corp is engaged in providing banking services. The company's business unit includes BancFirst metropolitan banks, BancFirst community banks, Pegasus Bank, Worthington, other financial services and executive, operations and support. BancFirst metropolitan banks, BancFirst community banks, Pegasus and Worthington offer traditional banking products such as commercial and retail lending and a full line of deposit accounts. Its Other financial services are specialty product business units including guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking, and insurance.
69GF Score
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