Karnavati Finance (BOM:538928) OCF Yield %: -307.72 (As of Jul. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538928 Karnavati Finance Ltd BOM:538928
56 GF Score
Price ₹1.45
GF Value ₹4.22
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Karnavati Finance OCF Yield %?

Karnavati Finance BOM:538928 +2.11% 56 OCF Yield % is -307.72 as of Jul. 20, 2026. GuruFocus rates BOM:538928 with a GF Score™ of 56/100 and a GF Value™ of ₹4.22 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 541 Credit Services companies, Karnavati Finance ranks worse than 98.52% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Karnavati Finance's Trailing 12-Month Cash Flow from Operations is ₹0.00 Mil, and Market Cap is ₹145.73 Mil. Therefore, Karnavati Finance's OCF Yield % for today is -307.72%.

The historical rank and industry rank for Karnavati Finance's OCF Yield % or its related term are showing as below:

BOM:538928' s OCF Yield % Range Over the Past 10 Years
Min: -307.72   Med: 0   Max: -307.72
Current: -307.72


During the past 13 years, the highest OCF Yield % of Karnavati Finance was -307.72%. The lowest was -307.72%. And the median was %.

BOM:538928's OCF Yield % is ranked worse than
98.52% of 541 companies
in the Credit Services industry
Industry Median: 0.02 vs BOM:538928: -307.72

Karnavati Finance's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Karnavati Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Karnavati Finance OCF Yield % Related Terms


Karnavati Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Karnavati Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Karnavati Finance OCF Yield % Chart

Karnavati Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.51 -9.80 -13.24 28.25 -401.98

Karnavati Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:538928 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Karnavati Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Karnavati Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Karnavati Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Karnavati Finance's OCF Yield % falls into.


BOM:538928
56GF Score
Karnavati Finance Ltd BOM:538928
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Karnavati Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Karnavati Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-448.428 / 111.555
=-401.98%

Karnavati Finance's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 111.555
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -307.72 mean?
Karnavati Finance (BOM:538928) has a OCF Yield % of -307.72 as of Jul. 20, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Karnavati Finance and its competitors. According to the industry distribution chart, Karnavati Finance ranks #533 out of 541 companies in the Credit Services industry, placing it in the top 98.5%.
Is Karnavati Finance's OCF Yield % too high?
Karnavati Finance's current OCF Yield % is -307.72. Based on the distribution chart, Karnavati Finance ranks #533 out of 541 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Karnavati Finance has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Karnavati Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Karnavati Finance ranks #533 out of 541 companies for OCF Yield %. This places Karnavati Finance in the lower half of its industry. The industry median OCF Yield % is 0.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.02, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Karnavati Finance and its competitors. For the Credit Services industry, the median OCF Yield % is 0.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Karnavati Finance's current OCF Yield % is -307.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Karnavati Finance stock overvalued right now?
Based on GuruFocus' analysis, Karnavati Finance (BOM:538928) is currently considered Possible Value Trap. The stock's GF Value™ is ₹4.22, compared to a current price of ₹1.45 — trading 65.6% below its estimated fair value. The current OCF Yield % is -307.72. Karnavati Finance's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Karnavati Finance (BOM:538928), the current OCF Yield % is -307.72 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Karnavati Finance (BOM:538928) Overvalued in 2026?

Based on GuruFocus' analysis, Karnavati Finance stock appears to be undervalued. The current stock price of ₹1.45 is trading 65.6% below its estimated GF Value™ of ₹4.22. GuruFocus considers Karnavati Finance to be Possible Value Trap.

Key valuation signals for BOM:538928:

  • OCF Yield %: -307.72
  • GF Value™: ₹4.22 vs. price of ₹1.45 (65.6% below fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the BOM:538928 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Karnavati Finance Business Description

Address Limda Lane, Vraj, 5th Floor, Near Bhumi Press, Opposite Hotel President, Jamnagar, GJ, IND, 361001
Karnavati Finance Ltd is a non-banking financial company. The company provides lending, financing, and wealth management solutions. It offers customized solutions in areas of personal and business loans, corporate finance, mortgages, capital market-based lending, project loans, structured finance, wealth management, digital lending, debt capital markets, and syndication. The company generates revenue in the form of Interest Income.
56GF Score

Get the complete analysis for BOM:538928

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.45
Price
₹4.22
GF Value