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The historical rank and industry rank for Karnavati Finance's Pretax Margin % or its related term are showing as below:
BOM:538928'
s Pretax Margin % Range Over the Past 10 Years
Min: -108.25 Med: 20.43 Max: 102.12
Current: -101.24
BOM:538928's Pretax Margin % is ranked worse than 93.08% of 535
companies
in the Credit Services industry
Industry Median: 20.19
vs BOM:538928: -101.24
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Karnavati Finance Pretax Margin % Related Terms
Karnavati Finance Pretax Margin % Historical Data
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The historical data trend for Karnavati Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538928 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Karnavati Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Karnavati Finance Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Karnavati Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Karnavati Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Karnavati Finance (BOM:538928) has a Pretax Margin % of -217.56% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Karnavati Finance and its competitors. According to the industry distribution chart, Karnavati Finance ranks #498 out of 535 companies in the Credit Services industry, placing it in the top 93.1%.
Is Karnavati Finance's Pretax Margin % too high?
Karnavati Finance's current Pretax Margin % is -217.56%. Based on the distribution chart, Karnavati Finance ranks #498 out of 535 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Karnavati Finance has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Karnavati Finance's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Karnavati Finance ranks #498 out of 535 companies for Pretax Margin %. This places Karnavati Finance in the lower half of its industry. The industry median Pretax Margin % is 20.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.19, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Karnavati Finance and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Karnavati Finance's current Pretax Margin % is -217.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Karnavati Finance stock overvalued right now?
Based on GuruFocus' analysis, Karnavati Finance (BOM:538928) is currently considered Possible Value Trap. The stock's GF Value™ is ₹4.22, compared to a current price of ₹1.45 — trading 65.6% below its estimated fair value. The current Pretax Margin % is -217.56%. Karnavati Finance's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Karnavati Finance (BOM:538928), the current Pretax Margin % is -217.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Karnavati Finance (BOM:538928) Overvalued in 2026?
Based on GuruFocus' analysis, Karnavati Finance stock appears to be undervalued.
The current stock price of ₹1.45 is trading 65.6% below its estimated GF Value™ of ₹4.22.
GuruFocus considers Karnavati Finance to be Possible Value Trap.
Key valuation signals for BOM:538928:
Pretax Margin %: -217.56%
GF Value™: ₹4.22 vs. price of ₹1.45 (65.6% below fair value)
No single metric tells the full story. See the BOM:538928 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Karnavati Finance Ltd is a non-banking financial company. The company provides lending, financing, and wealth management solutions. It offers customized solutions in areas of personal and business loans, corporate finance, mortgages, capital market-based lending, project loans, structured finance, wealth management, digital lending, debt capital markets, and syndication. The company generates revenue in the form of Interest Income.
56GF Score
Get the complete analysis for BOM:538928
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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