KB Financial Group (BSP:K1BF34) OCF Yield %: 4.68 (As of Jul. 21, 2026) — 34% Below Median

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BSP:K1BF34 KB Financial Group Inc BSP:K1BF34
58 GF Score
Price R$147.80
GF Value R$80.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KB Financial Group OCF Yield %?

KB Financial Group BSP:K1BF34 -3.82% 58 OCF Yield % is 4.68 as of Jul. 21, 2026, which is 34% below its 10-year median of 7.11. GuruFocus rates BSP:K1BF34 with a GF Score™ of 58/100 and a GF Value™ of R$80.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, KB Financial Group ranks worse than 67.22% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, KB Financial Group's Trailing 12-Month Cash Flow from Operations is R$9,382 Mil, and Market Cap is R$207,573 Mil. Therefore, KB Financial Group's OCF Yield % for today is 4.68%.

The historical rank and industry rank for KB Financial Group's OCF Yield % or its related term are showing as below:

BSP:K1BF34' s OCF Yield % Range Over the Past 10 Years
Min: -71.86   Med: 7.11   Max: 77.58
Current: 4.68


During the past 13 years, the highest OCF Yield % of KB Financial Group was 77.58%. The lowest was -71.86%. And the median was 7.11%.

BSP:K1BF34's OCF Yield % is ranked worse than
67.22% of 1498 companies
in the Banks industry
Industry Median: 9.215 vs BSP:K1BF34: 4.68

KB Financial Group's OCF Margin % for the quarter that ended in Mar. 2026 was %.


KB Financial Group OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


KB Financial Group OCF Yield % Related Terms


KB Financial Group OCF Yield % Historical Data

* Premium members only.

The historical data trend for KB Financial Group's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group OCF Yield % Chart

KB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.59 23.85 20.48 12.69 9.23

KB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.36 7.90 -68.82 64.87 11.91

KB Financial Group OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, KB Financial Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KB Financial Group OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, KB Financial Group's OCF Yield % distribution charts can be found below:

* The bar in red indicates where KB Financial Group's OCF Yield % falls into.


BSP:K1BF34
58GF Score
KB Financial Group Inc BSP:K1BF34
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KB Financial Group OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

KB Financial Group's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=15735.334 / 170501.30337
=9.23%

KB Financial Group's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=5426.664 * 4 / 182242.8382
=11.91%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 4.68 mean?
KB Financial Group (BSP:K1BF34) has a OCF Yield % of 4.68 as of Jul. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on KB Financial Group and its competitors. This is 34% below median its historical median of 7.11. According to the industry distribution chart, KB Financial Group ranks #1007 out of 1498 companies in the Banks industry, placing it in the top 67.2%.
Is KB Financial Group's OCF Yield % too high?
KB Financial Group's current OCF Yield % of 4.68 is 34% below median its 10-year median of 7.11. The Banks industry median OCF Yield % is 9.22. KB Financial Group's value of 4.68 is 49.2% below this industry median. Based on the distribution chart, KB Financial Group ranks #1007 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, KB Financial Group has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #1007 out of 1498 companies for OCF Yield %. This places KB Financial Group in the lower half of its industry. The industry median OCF Yield % is 9.22. KB Financial Group's value of 4.68 is 49.2% below this benchmark. While the company's 10-year median is 7.11 vs. the industry median of 9.22, KB Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.22, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current OCF Yield % of 4.68 is 49.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on KB Financial Group and its competitors. For the Banks industry, the median OCF Yield % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current OCF Yield % is 4.68, which is 34% below median its own 10-year median of 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (BSP:K1BF34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$80.84, compared to a current price of R$147.80 — trading 82.8% above its estimated fair value. The current OCF Yield % is 4.68, which is 34% below median its 10-year median of 7.11 and 49.2% below the Banks industry median of 9.22. KB Financial Group's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For KB Financial Group (BSP:K1BF34), the current OCF Yield % is 4.68 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (BSP:K1BF34) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of R$147.80 is trading 82.8% above its estimated GF Value™ of R$80.84. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for BSP:K1BF34:

  • OCF Yield %: 4.68 (34% below median its 10-year median of 7.11)
  • GF Value™: R$80.84 vs. price of R$147.80 (82.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 49.2% below the Banks median (#1007 of 1498)

No single metric tells the full story. See the BSP:K1BF34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
58GF Score

Get the complete analysis for BSP:K1BF34

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$147.80
Price
R$80.84
GF Value