KB Financial Group (BSP:K1BF34) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:K1BF34 KB Financial Group Inc BSP:K1BF34
58 GF Score
Price R$147.80
GF Value R$80.84
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is KB Financial Group Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

BSP:K1BF34
58GF Score
KB Financial Group Inc BSP:K1BF34
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is KB Financial Group (BSP:K1BF34) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of R$147.80 is trading 82.8% above its estimated GF Value™ of R$80.84. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for BSP:K1BF34:

  • Altman Z2-Score:
  • GF Value™: R$80.84 vs. price of R$147.80 (82.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the BSP:K1BF34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
58GF Score

Get the complete analysis for BSP:K1BF34

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$147.80
Price
R$80.84
GF Value