Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
People's Insurance OCF Yield % Related Terms
People's Insurance OCF Yield % Historical Data
* Premium members only.
The historical data trend for People's Insurance's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COL:PINS.N0000 vs CB, PGR, TRV: OCF Yield % Comparison
For the Insurance - Property & Casualty subindustry, People's Insurance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
People's Insurance OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, People's Insurance's OCF Yield % distribution charts can be found below:
* The bar in red indicates where People's Insurance's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
People's Insurance (COL:PINS.N0000) has a OCF Yield % of 15.74 as of Aug. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on People's Insurance and its competitors. This is 30% below median its historical median of 22.60.
Is People's Insurance's OCF Yield % too high?
People's Insurance's current OCF Yield % of 15.74 is 30% below median its 10-year median of 22.60. The Insurance industry median OCF Yield % is 7.91. People's Insurance's value of 15.74 is 99% above this industry median. Overall, People's Insurance has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does People's Insurance's OCF Yield % compare to CB and PGR?
People's Insurance's OCF Yield % of 15.74 can be compared against companies in the Insurance industry. The industry median OCF Yield % is 7.91. People's Insurance's value of 15.74 is 99% above this benchmark. While the company's 10-year median is 22.60 vs. the industry median of 7.91, People's Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 7.91, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. People's Insurance's current OCF Yield % of 15.74 is 99% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on People's Insurance and its competitors. For the Insurance industry, the median OCF Yield % is 7.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. People's Insurance's current OCF Yield % is 15.74, which is 30% below median its own 10-year median of 22.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People's Insurance stock overvalued right now?
People's Insurance (COL:PINS.N0000) has a current OCF Yield % of 15.74. The stock's GF Value™ is රු26.64, compared to a current price of රු30.10 — trading 13% above its estimated fair value. The current OCF Yield % is 15.74, which is 30% below median its 10-year median of 22.60 and 99% above the Insurance industry median of 7.91. People's Insurance's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For People's Insurance (COL:PINS.N0000), the current OCF Yield % is 15.74 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is People's Insurance (COL:PINS.N0000) Overvalued in 2026?
Based on GuruFocus' analysis, People's Insurance stock appears to be overvalued.
The current stock price of රු30.10 is trading 13% above its estimated GF Value™ of රු26.64.
Key valuation signals for COL:PINS.N0000:
OCF Yield %: 15.74 (30% below median its 10-year median of 22.60)
GF Value™: රු26.64 vs. price of රු30.10 (13% above fair value)
No single metric tells the full story. See the COL:PINS.N0000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
People's Insurance PLC operates as a non-life insurance provider through several segments. The Motor Segment generates the majority of revenue from motor insurance, protecting vehicles against loss or damage due to accidents, fire, theft, and legal liability for third-party injuries or property damage. The Fire Segment offers coverage for property damage and losses caused by fire and other related incidents. The Marine Insurance Segment provides indemnity and financial protection for loss or damage to cargo during transit. Lastly, the Miscellaneous Insurance Segment covers various risks, principally related to personal accidents and other general insurance that do not fit into the other categories.
61GF Score
Get the complete analysis for COL:PINS.N0000
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
COL:PINS.N0000 has been successfully added to your 
