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People's Insurance (COL:PINS.N0000) Cyclically Adjusted Price-to-FCF : 5.68 (As of Jun. 06, 2025)


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What is People's Insurance Cyclically Adjusted Price-to-FCF?

As of today (2025-06-06), People's Insurance's current share price is රු32.70. People's Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was රු5.76. People's Insurance's Cyclically Adjusted Price-to-FCF for today is 5.68.

The historical rank and industry rank for People's Insurance's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

COL:PINS.N0000' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 4.81   Med: 5.23   Max: 5.98
Current: 5.79

During the past years, People's Insurance's highest Cyclically Adjusted Price-to-FCF was 5.98. The lowest was 4.81. And the median was 5.23.

COL:PINS.N0000's Cyclically Adjusted Price-to-FCF is ranked better than
78.53% of 312 companies
in the Insurance industry
Industry Median: 13.095 vs COL:PINS.N0000: 5.79

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

People's Insurance's adjusted free cash flow per share data for the three months ended in Mar. 2025 was රු2.136. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is රු5.76 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


People's Insurance Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for People's Insurance's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

People's Insurance Cyclically Adjusted Price-to-FCF Chart

People's Insurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 5.66

People's Insurance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 5.66 4.94

Competitive Comparison of People's Insurance's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, People's Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


People's Insurance's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, People's Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where People's Insurance's Cyclically Adjusted Price-to-FCF falls into.


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People's Insurance Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

People's Insurance's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=32.70/5.76
=5.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

People's Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, People's Insurance's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=2.136/134.9266*134.9266
=2.136

Current CPI (Mar. 2025) = 134.9266.

People's Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.937 100.684 1.256
201509 0.728 100.392 0.978
201512 4.569 99.792 6.178
201603 -2.439 100.470 -3.275
201606 0.572 101.688 0.759
201609 1.781 101.861 2.359
201612 0.991 101.863 1.313
201703 0.991 102.862 1.300
201706 1.392 103.349 1.817
201709 0.426 104.136 0.552
201712 2.263 104.011 2.936
201803 -0.462 105.290 -0.592
201806 3.128 106.317 3.970
201809 0.850 106.507 1.077
201812 1.509 105.998 1.921
201903 1.458 107.251 1.834
201906 0.760 108.070 0.949
201909 1.977 108.329 2.462
201912 0.621 108.420 0.773
202003 0.933 108.902 1.156
202006 2.671 108.767 3.313
202009 0.000 109.815 0.000
202012 4.055 109.897 4.979
202103 1.713 111.754 2.068
202106 2.382 114.631 2.804
202109 0.032 115.734 0.037
202112 1.110 117.630 1.273
202203 3.957 121.301 4.401
202206 -0.529 125.017 -0.571
202209 -1.777 125.227 -1.915
202212 -0.370 125.222 -0.399
202303 0.289 127.348 0.306
202306 2.677 128.729 2.806
202309 -1.166 129.860 -1.211
202312 3.196 129.419 3.332
202403 0.746 131.776 0.764
202406 0.884 132.554 0.900
202409 -0.534 133.029 -0.542
202412 1.968 133.157 1.994
202503 2.136 134.927 2.136

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


People's Insurance  (COL:PINS.N0000) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


People's Insurance Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of People's Insurance's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


People's Insurance Business Description

Traded in Other Exchanges
N/A
Address
Havelock Road, Number 07, Colombo, LKA, 05
People's Insurance PLC operates as a non-life insurance provider. The principal activity of the company is carrying out non-life (general) insurance business for both individual and corporate customers. It operates through Motor, Marine, Fire, and Miscellaneous insurance segments. Motor insurance generates a majority of the revenue for a firm which consists of cover for motor vehicles against loss or damage caused by accidents, fire and theft and legal liability to third parties in the event of bodily injuries or property damage.

People's Insurance Headlines

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