Bank MillenniumFRA:1HN -0.41%57 OCF Yield % is 53.98 as of Jul. 09, 2026, which is 1% above its 10-year median of 53.62. GuruFocus rates FRA:1HN with a GF Score™ of 57/100 and a GF Value™ of €2.27 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,499 Banks companies, Bank Millennium ranks better than 87.99% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank Millennium OCF Yield % Related Terms
Bank Millennium OCF Yield % Historical Data
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The historical data trend for Bank Millennium's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Millennium's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Millennium OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Millennium's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank Millennium's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Millennium (FRA:1HN) has a OCF Yield % of 53.98 as of Jul. 09, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank Millennium and its competitors. This is near median its historical median of 53.62. According to the industry distribution chart, Bank Millennium ranks #180 out of 1499 companies in the Banks industry, placing it in the top 12%.
Is Bank Millennium's OCF Yield % too high?
Bank Millennium's current OCF Yield % of 53.98 is near median its 10-year median of 53.62. The Banks industry median OCF Yield % is 9.33. Bank Millennium's value of 53.98 is 478.6% above this industry median. Based on the distribution chart, Bank Millennium ranks #180 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Millennium has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Millennium ranks #180 out of 1499 companies for OCF Yield %. This places Bank Millennium in the top 12% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.33. Bank Millennium's value of 53.98 is 478.6% above this benchmark. While the company's 10-year median is 53.62 vs. the industry median of 9.33, Bank Millennium has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.33, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Millennium's current OCF Yield % of 53.98 is 478.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank Millennium and its competitors. For the Banks industry, the median OCF Yield % is 9.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Millennium's current OCF Yield % is 53.98, which is near median its own 10-year median of 53.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Based on GuruFocus' analysis, Bank Millennium (FRA:1HN) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.27, compared to a current price of €4.42 — trading 94.6% above its estimated fair value. The current OCF Yield % is 53.98, which is near median its 10-year median of 53.62 and 478.6% above the Banks industry median of 9.33. Bank Millennium's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank Millennium (FRA:1HN), the current OCF Yield % is 53.98 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Millennium (FRA:1HN) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued.
The current stock price of €4.42 is trading 94.6% above its estimated GF Value™ of €2.27.
GuruFocus considers Bank Millennium to be Significantly Overvalued.
Key valuation signals for FRA:1HN:
OCF Yield %: 53.98 (near median its 10-year median of 53.62)
GF Value™: €2.27 vs. price of €4.42 (94.6% above fair value)
Industry Position: 478.6% above the Banks median (#180 of 1499)
No single metric tells the full story. See the FRA:1HN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
57GF Score
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