Bank Millennium (FRA:1HN) Payments of Debt: €-101 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1HN Bank Millennium SA FRA:1HN
56 GF Score
Price €4.63
GF Value €2.43
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Bank Millennium Payments of Debt?

Bank Millennium FRA:1HN -1.57% 56 Payments of Debt is €-101 Mil as of Jun. 2026. GuruFocus rates FRA:1HN with a GF Score™ of 56/100 and a GF Value™ of €2.43 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Bank Millennium's Payments of Debt for the three months ended in Jun. 2026 was €-38 Mil.

Bank Millennium's Payments of Debt for the trailing twelve months (TTM) ended in Jun. 2026 was €-101 Mil.

Bank Millennium Payments of Debt Related Terms

Bank Millennium Payments of Debt Historical Data

* Premium members only.

The historical data trend for Bank Millennium's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Millennium Payments of Debt Chart

Bank Millennium Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -93.43 -62.44 -24.65 -30.22 -48.13

Bank Millennium Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -7.04 -34.98 -20.66 -37.98
FRA:1HN
56GF Score
Bank Millennium SA FRA:1HN
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Millennium Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-101 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-101 Mil mean?
Bank Millennium (FRA:1HN) has a Payments of Debt of €-101 Mil as of Jun. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Bank Millennium and its competitors.
Is Bank Millennium's Payments of Debt too high?
Bank Millennium's current Payments of Debt is €-101 Mil. Overall, Bank Millennium has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's Payments of Debt compare to PNC and USB?
Bank Millennium's Payments of Debt of €-101 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Bank Millennium and its competitors. Bank Millennium's current Payments of Debt is €-101 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Based on GuruFocus' analysis, Bank Millennium (FRA:1HN) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.43, compared to a current price of €4.63 — trading 90.3% above its estimated fair value. The current Payments of Debt is €-101 Mil. Bank Millennium's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Bank Millennium (FRA:1HN), the current Payments of Debt is €-101 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Millennium (FRA:1HN) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of €4.63 is trading 90.3% above its estimated GF Value™ of €2.43. GuruFocus considers Bank Millennium to be Significantly Overvalued.

Key valuation signals for FRA:1HN:

  • Payments of Debt: €-101 Mil
  • GF Value™: €2.43 vs. price of €4.63 (90.3% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the FRA:1HN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Millennium Business Description

Other Exchanges MIL:Poland
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
56GF Score

Get the complete analysis for FRA:1HN

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.63
Price
€2.43
GF Value