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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Independent Bank OCF Yield % Related Terms
Independent Bank OCF Yield % Historical Data
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The historical data trend for Independent Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:60O vs RNST, WSFS, CVBF: OCF Yield % Comparison
For the Banks - Regional subindustry, Independent Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Independent Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Independent Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Independent Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Independent Bank (FRA:60O) has a OCF Yield % of 8.96 as of Aug. 10, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Independent Bank and its competitors. This is 26% above median its historical median of 7.12. Over the past decade, Independent Bank's OCF Yield % has ranged from 1.99 to 19.90. According to the industry distribution chart, Independent Bank ranks #756 out of 1498 companies in the Banks industry, placing it in the top 50.5%.
Is Independent Bank's OCF Yield % too high?
Independent Bank's current OCF Yield % of 8.96 is 26% above median its 10-year median of 7.12. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 19.90. The Banks industry median OCF Yield % is 9.03. Independent Bank's value of 8.96 is 0.7% below this industry median. Based on the distribution chart, Independent Bank ranks #756 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Independent Bank has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Independent Bank's OCF Yield % compare to RNST and WSFS?
According to the Banks industry distribution chart, Independent Bank ranks #756 out of 1498 companies for OCF Yield %. This places Independent Bank in the lower half of its industry. The industry median OCF Yield % is 9.03. Independent Bank's value of 8.96 is 0.7% below this benchmark. Historically, Independent Bank's own OCF Yield % has ranged from 1.99 to 19.90 over the past decade. While the company's 10-year median is 7.12 vs. the industry median of 9.03, Independent Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.03, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Independent Bank's current OCF Yield % of 8.96 is 0.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Independent Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Independent Bank's current OCF Yield % is 8.96, which is 26% above median its own 10-year median of 7.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Independent Bank stock overvalued right now?
Independent Bank (FRA:60O) has a current OCF Yield % of 8.96. The stock's GF Value™ is €66.72, compared to a current price of €72.00 — trading 7.9% above its estimated fair value. The current OCF Yield % is 8.96, which is 26% above median its 10-year median of 7.12 and 0.7% below the Banks industry median of 9.03. Independent Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Independent Bank (FRA:60O), the current OCF Yield % is 8.96 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Independent Bank (FRA:60O) Overvalued in 2026?
Based on GuruFocus' analysis, Independent Bank stock appears to be overvalued.
The current stock price of €72.00 is trading 7.9% above its estimated GF Value™ of €66.72.
Key valuation signals for FRA:60O:
OCF Yield %: 8.96 (26% above median its 10-year median of 7.12)
GF Value™: €66.72 vs. price of €72.00 (7.9% above fair value)
Industry Position: 0.7% below the Banks median (#756 of 1498)
No single metric tells the full story. See the FRA:60O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Independent Bank Corp is a bank holding company and the sole shareholder of its bank, the Rockland Trust Company. Rockland is a community-oriented commercial bank. The bank provides a variety of banking, investment and financial services, operating with various retail branches, as well as a network of commercial and residential lending centers and investment management offices majorly in Eastern Massachusetts, Worcester County, and Rhode Island. The bank's loan portfolio constitutes the bulk of the bank's total assets. Its borrowers consist mostly of small to medium-size businesses and consumers, majority of which are made to its market area in eastern Massachusetts and Rhode Island. The bank's loan portfolio is predominantly in commercial loans.
64GF Score
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