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First BankFRBA +0.05%67 OCF Yield % is 11.98 as of Aug. 16, 2026, which is 2% above its 10-year median of 11.80. GuruFocus rates FRBA with a GF Score™ of 67/100 and a GF Value™ of $16.79 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, First Bank ranks better than 62.62% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Bank OCF Yield % Related Terms
First Bank OCF Yield % Historical Data
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The historical data trend for First Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bank (FRBA) has a OCF Yield % of 11.98 as of Aug. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Bank and its competitors. This is near median its historical median of 11.80. Over the past decade, First Bank's OCF Yield % has ranged from 4.97 to 49.12. According to the industry distribution chart, First Bank ranks #560 out of 1498 companies in the Banks industry, placing it in the top 37.4%.
Is First Bank's OCF Yield % too high?
First Bank's current OCF Yield % of 11.98 is near median its 10-year median of 11.80. Over the past 10 years, this metric has ranged from a low of 4.97 to a high of 49.12. The Banks industry median OCF Yield % is 9.14. First Bank's value of 11.98 is 31.1% above this industry median. Based on the distribution chart, First Bank ranks #560 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, First Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bank's OCF Yield % compare to GBFH and CBK?
According to the Banks industry distribution chart, First Bank ranks #560 out of 1498 companies for OCF Yield %. This puts First Bank in the upper half of its industry. The industry median OCF Yield % is 9.14. First Bank's value of 11.98 is 31.1% above this benchmark. Historically, First Bank's own OCF Yield % has ranged from 4.97 to 49.12 over the past decade. While the company's 10-year median is 11.80 vs. the industry median of 9.14, First Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.14, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bank's current OCF Yield % of 11.98 is 31.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bank's current OCF Yield % is 11.98, which is near median its own 10-year median of 11.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bank stock overvalued right now?
Based on GuruFocus' analysis, First Bank (FRBA) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.79, compared to a current price of $19.02 — trading 13.3% above its estimated fair value. The current OCF Yield % is 11.98, which is near median its 10-year median of 11.80 and 31.1% above the Banks industry median of 9.14. First Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Bank (FRBA), the current OCF Yield % is 11.98 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bank (FRBA) Overvalued in 2026?
Based on GuruFocus' analysis, First Bank stock appears to be overvalued.
The current stock price of $19.02 is trading 13.3% above its estimated GF Value™ of $16.79.
GuruFocus considers First Bank to be Modestly Overvalued.
Key valuation signals for FRBA:
OCF Yield %: 11.98 (near median its 10-year median of 11.80)
GF Value™: $16.79 vs. price of $19.02 (13.3% above fair value)
Industry Position: 31.1% above the Banks median (#560 of 1498)
No single metric tells the full story. See the FRBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bank is a full-service commercial bank, with target businesses from individuals, businesses, and governmental entities located in service regions throughout New Jersey and eastern Pennsylvania, with a particular focus between New York City and Philadelphia. The group focuses on traditional deposit and loan products with businesses and individuals living and working in markets as the source of business. Its services are Business Banking, Personal Banking, Digital Banking, and Lending.
67GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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