FRBA (First Bank) Pre-Tax Income: $56.4 Mil (TTM As of Mar. 2026)

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FRBA First Bank FRBA
68 GF Score
Price $17.93
GF Value $16.33
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is First Bank Pre-Tax Income?

First Bank FRBA 68 Pre-Tax Income is $56.4 Mil as of Mar. 2026. GuruFocus rates FRBA with a GF Score™ of 68/100 and a GF Value™ of $16.33 (Fairly Valued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. First Bank's pretax income for the three months ended in Mar. 2026 was $9.9 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $56.4 Mil. First Bank's pretax margin was 27.19%.

During the past 11 years, First Bank's highest Pretax Margin was 52.12%. The lowest was 26.16%. And the median was 35.78%.


First Bank  (NAS:FRBA) Pre-Tax Income Explanation

First Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=9.897/36.393
=27.19%

During the past 11 years, First Bank's highest Pretax Margin was 52.12%. The lowest was 26.16%. And the median was 35.78%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Bank Pre-Tax Income Related Terms


First Bank Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for First Bank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bank Pre-Tax Income Chart

First Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.72 47.89 27.16 55.15 57.30

First Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.29 15.30 16.59 9.90 14.58

FRBA vs RBB, CBAN, BMRC: Pre-Tax Income Comparison

For the Banks - Regional subindustry, First Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Bank Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, First Bank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where First Bank's Pre-Tax Income falls into.


FRBA
68GF Score
First Bank FRBA
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Bank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

First Bank's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+57.304
=57.3

First Bank's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+9.897
=9.9

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $56.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $56.4 Mil mean?
First Bank (FRBA) has a Pre-Tax Income of $56.4 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on First Bank and its competitors.
Is First Bank's Pre-Tax Income too high?
First Bank's current Pre-Tax Income is $56.4 Mil. Overall, First Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Bank's Pre-Tax Income compare to RBB and CBAN?
First Bank's Pre-Tax Income of $56.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on First Bank and its competitors. First Bank's current Pre-Tax Income is $56.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bank stock overvalued right now?
Based on GuruFocus' analysis, First Bank (FRBA) is currently considered Fairly Valued. The stock's GF Value™ is $16.33, compared to a current price of $17.93 — trading 9.8% above its estimated fair value. The current Pre-Tax Income is $56.4 Mil. First Bank's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For First Bank (FRBA), the current Pre-Tax Income is $56.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bank (FRBA) Overvalued in 2026?

Based on GuruFocus' analysis, First Bank stock appears to be overvalued. The current stock price of $17.93 is trading 9.8% above its estimated GF Value™ of $16.33. GuruFocus considers First Bank to be Fairly Valued.

Key valuation signals for FRBA:

  • Pre-Tax Income: $56.4 Mil
  • GF Value™: $16.33 vs. price of $17.93 (9.8% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the FRBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Bank Business Description

Address 2465 Kuser Road, Hamilton, NJ, USA, 08690
First Bank is a full-service commercial bank, with target businesses from individuals, businesses, and governmental entities located in service regions throughout New Jersey and eastern Pennsylvania, with a particular focus between New York City and Philadelphia. The group focuses on traditional deposit and loan products with businesses and individuals living and working in markets as the source of business. Its services are Business Banking, Personal Banking, Digital Banking, and Lending.
68GF Score

Get the complete analysis for FRBA

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.93
Price
$16.33
GF Value