Al Rajhi Bank (SAU:1120) OCF Yield %: -1.38 (As of Jul. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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SAU:1120 Al Rajhi Bank SAU:1120
77 GF Score
Price ﷼64.30
GF Value ﷼79.85
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Al Rajhi Bank OCF Yield %?

Al Rajhi Bank SAU:1120 -0.23% 77 OCF Yield % is -1.38 as of Jul. 16, 2026. GuruFocus rates SAU:1120 with a GF Score™ of 77/100 and a GF Value™ of ﷼79.85 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Al Rajhi Bank ranks worse than 77.27% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Al Rajhi Bank's Trailing 12-Month Cash Flow from Operations is ﷼-5,416 Mil, and Market Cap is ﷼385,800 Mil. Therefore, Al Rajhi Bank's OCF Yield % for today is -1.38%.

The historical rank and industry rank for Al Rajhi Bank's OCF Yield % or its related term are showing as below:

SAU:1120' s OCF Yield % Range Over the Past 10 Years
Min: -7.63   Med: 6.33   Max: 19.26
Current: -1.38


During the past 13 years, the highest OCF Yield % of Al Rajhi Bank was 19.26%. The lowest was -7.63%. And the median was 6.33%.

SAU:1120's OCF Yield % is ranked worse than
77.27% of 1500 companies
in the Banks industry
Industry Median: 9.185 vs SAU:1120: -1.38

Al Rajhi Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Al Rajhi Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Al Rajhi Bank OCF Yield % Related Terms


Al Rajhi Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Al Rajhi Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Rajhi Bank OCF Yield % Chart

Al Rajhi Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.73 2.45 7.93 8.89 -5.74

Al Rajhi Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.82 7.23 23.17 -40.98 2.69

SAU:1120 vs PNC: OCF Yield % Comparison

For the Banks - Regional subindustry, Al Rajhi Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Rajhi Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Al Rajhi Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Al Rajhi Bank's OCF Yield % falls into.


SAU:1120
77GF Score
Al Rajhi Bank SAU:1120
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Rajhi Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Al Rajhi Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-22373.072 / 390000
=-5.74%

Al Rajhi Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2862.499 * 4 / 426399.996
=2.69%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -1.38 mean?
Al Rajhi Bank (SAU:1120) has a OCF Yield % of -1.38 as of Jul. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Al Rajhi Bank and its competitors. According to the industry distribution chart, Al Rajhi Bank ranks #1159 out of 1500 companies in the Banks industry, placing it in the top 77.3%.
Is Al Rajhi Bank's OCF Yield % too high?
Al Rajhi Bank's current OCF Yield % is -1.38. Based on the distribution chart, Al Rajhi Bank ranks #1159 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Al Rajhi Bank has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Rajhi Bank's OCF Yield % compare to PNC?
According to the Banks industry distribution chart, Al Rajhi Bank ranks #1159 out of 1500 companies for OCF Yield %. This places Al Rajhi Bank in the lower half of its industry. The industry median OCF Yield % is 9.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.19, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Al Rajhi Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Rajhi Bank's current OCF Yield % is -1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Rajhi Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Rajhi Bank (SAU:1120) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼79.85, compared to a current price of ﷼64.30 — trading 19.5% below its estimated fair value. The current OCF Yield % is -1.38. Al Rajhi Bank's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Al Rajhi Bank (SAU:1120), the current OCF Yield % is -1.38 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Rajhi Bank (SAU:1120) Overvalued in 2026?

Based on GuruFocus' analysis, Al Rajhi Bank stock appears to be undervalued. The current stock price of ﷼64.30 is trading 19.5% below its estimated GF Value™ of ﷼79.85. GuruFocus considers Al Rajhi Bank to be Modestly Undervalued.

Key valuation signals for SAU:1120:

  • OCF Yield %: -1.38
  • GF Value™: ﷼79.85 vs. price of ﷼64.30 (19.5% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the SAU:1120 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Rajhi Bank Business Description

Address 8467 King Fahd Road, Unit No. 1, Al Muruj District, Riyadh, SAU, 12263 - 2743
Al Rajhi Bank is an Islamic bank with a network of over 500 branches. Its segments include the Retail segment which includes accepting individual customer deposits, providing credit facilities, customer debit current accounts, fees from banking services, and remittance business; the Corporate segment which incorporates deposits of VIP, corporate customer deposits, credit facilities, and debit current accounts, Treasury segment through which it offers treasury services, Murabaha with SAMA and international Mutajara portfolio; and Investment services and brokerage and other that incorporates investments of individuals and corporate in mutual funds, local and international share trading services and investment portfolios.
77GF Score

Get the complete analysis for SAU:1120

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼64.30
Price
﷼79.85
GF Value