United Cooperative Assurance Co (SAU:8190) OCF Yield %: -152.75 (As of Jul. 12, 2026)


SAU:8190 United Cooperative Assurance Co SAU:8190
63 GF Score
Price ﷼3.27
GF Value ﷼7.99
Valuation Possible Value Trap
! 4 Warning Signs
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What is United Cooperative Assurance Co OCF Yield %?

United Cooperative Assurance Co SAU:8190 +1.24% 63 OCF Yield % is -152.75 as of Jul. 12, 2026. GuruFocus rates SAU:8190 with a GF Score™ of 63/100 and a GF Value™ of ﷼7.99 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 507 Insurance companies, United Cooperative Assurance Co ranks worse than 99.01% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, United Cooperative Assurance Co's Trailing 12-Month Cash Flow from Operations is ﷼-199.8 Mil, and Market Cap is ﷼130.8 Mil. Therefore, United Cooperative Assurance Co's OCF Yield % for today is -152.75%.

The historical rank and industry rank for United Cooperative Assurance Co's OCF Yield % or its related term are showing as below:

SAU:8190' s OCF Yield % Range Over the Past 10 Years
Min: -168.18   Med: -9.9   Max: 43.48
Current: -152.75


During the past 13 years, the highest OCF Yield % of United Cooperative Assurance Co was 43.48%. The lowest was -168.18%. And the median was -9.90%.

SAU:8190's OCF Yield % is ranked worse than
99.01% of 507 companies
in the Insurance industry
Industry Median: 7.87 vs SAU:8190: -152.75

United Cooperative Assurance Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


United Cooperative Assurance Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


United Cooperative Assurance Co OCF Yield % Related Terms


United Cooperative Assurance Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for United Cooperative Assurance Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Cooperative Assurance Co OCF Yield % Chart

United Cooperative Assurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.44 2.50 6.03 -3.02 -123.17

United Cooperative Assurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.90 -81.31 -121.14 -148.30 -58.19

SAU:8190 vs BRK.A, AIG, HIG: OCF Yield % Comparison

For the Insurance - Diversified subindustry, United Cooperative Assurance Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Cooperative Assurance Co OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, United Cooperative Assurance Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where United Cooperative Assurance Co's OCF Yield % falls into.


SAU:8190
63GF Score
United Cooperative Assurance Co SAU:8190
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Cooperative Assurance Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

United Cooperative Assurance Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-183.275 / 148.8
=-123.17%

United Cooperative Assurance Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-17.342 * 4 / 119.2
=-58.19%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -152.75 mean?
United Cooperative Assurance Co (SAU:8190) has a OCF Yield % of -152.75 as of Jul. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on United Cooperative Assurance Co and its competitors. According to the industry distribution chart, United Cooperative Assurance Co ranks #502 out of 507 companies in the Insurance industry, placing it in the top 99%.
Is United Cooperative Assurance Co's OCF Yield % too high?
United Cooperative Assurance Co's current OCF Yield % is -152.75. Based on the distribution chart, United Cooperative Assurance Co ranks #502 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Cooperative Assurance Co has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does United Cooperative Assurance Co's OCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, United Cooperative Assurance Co ranks #502 out of 507 companies for OCF Yield %. This places United Cooperative Assurance Co in the lower half of its industry. The industry median OCF Yield % is 7.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 7.87, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on United Cooperative Assurance Co and its competitors. For the Insurance industry, the median OCF Yield % is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Cooperative Assurance Co's current OCF Yield % is -152.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Cooperative Assurance Co stock overvalued right now?
Based on GuruFocus' analysis, United Cooperative Assurance Co (SAU:8190) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼7.99, compared to a current price of ﷼3.27 — trading 59.1% below its estimated fair value. The current OCF Yield % is -152.75. United Cooperative Assurance Co's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For United Cooperative Assurance Co (SAU:8190), the current OCF Yield % is -152.75 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Cooperative Assurance Co (SAU:8190) Overvalued in 2026?

Based on GuruFocus' analysis, United Cooperative Assurance Co stock appears to be undervalued. The current stock price of ﷼3.27 is trading 59.1% below its estimated GF Value™ of ﷼7.99. GuruFocus considers United Cooperative Assurance Co to be Possible Value Trap.

Key valuation signals for SAU:8190:

  • OCF Yield %: -152.75
  • GF Value™: ﷼7.99 vs. price of ﷼3.27 (59.1% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the SAU:8190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Cooperative Assurance Co Business Description

Address Othman Bin Affan Road, Al-Narjis District, Riyadh, SAU
United Cooperative Assurance Co is a company operating in the insurance sector. Its business is divided into segments including Medical insurance, Motor Insurance, Energy and engineering insurance, and Other classes. The medical insurance segment covers medical costs, medicines, and all other medical services and supplies. Motor Insurance, provides coverage against losses and liability related to motor vehicles, excluding transport insurance. And Other classes segment covers other classes of insurance including property, marine, cargo, aviation, among others. The company generates the majority of the revenue from Motor Insurance.
63GF Score

Get the complete analysis for SAU:8190

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼3.27
Price
﷼7.99
GF Value